Small business insurance meets digital intelligence

  • Transparent Policies
  • Unique Coverage Options
  • One Seamless Digital Experience

Personalized Insurance for
Small Business Owners.

Business Owners Policy

A BOP goes beyond general liability. It can cover buildings and structures, permanently installed machinery and equipment, and business personal property.

Why You May Need It
  • 20% of small businesses experience theft resulting in a loss of $8,000/year
  • 10% of businesses each year lose more than $20,000 due to customer injuries
  • Product defects and recalls cause businesses to lose more than $35,000/year

Workers' Compensation

If an employee is hurt while working for your business, this coverage is designed to assist with medical payments and may cover related litigation expenses.

Why You May Need It
  • Almost every state requires businesses to have this coverage
  • $39,000 is the average cost of workplace injuries requiring medical treatment
  • $50,000 is the average legal cost related to employer’s liability cases

Cyber Insurance

Helps small businesses pay for customer notification and fraud monitoring costs, legal fees, and system damage associated with data breaches and cyberattacks.

Why You May Need It
  • 43% of small businesses have been targets of a ransomware attack
  • $36,000-$50,000 is the average cost of a small business data breach
  • 88% of small business owners say they are vulnerable to a cyber attack

Professional Liability

Protects businesses that provide expertise and consulting services from costs resulting from work mistakes, missed deadlines, professional negligence lawsuits—among others.

Why You May Need It
  • Professional expertise or consulting services to your customers
  • 31.4% of small businesses have faced a breach of contract lawsuit
  • $182 billion is the collective cost to small businesses for negligence lawsuits

Hired And Non-Owned Automobile

Protects your business from losses involving vehicles that are driven for business purposes but are personally owned by your employees or rented by your company or employees.

Why You May Need It
  • There were over 6.7 million motor vehicle accidents reported to police in the US in 2018
  • 40% of all accidents happened during a work-related activity; and accidents involving non-fatal injuries can cost an average of $78,000

B2Z Insurance: Built to Be Better for Business

  • Quickly shop and purchase at your convenience—not ours
  • Answer only 7 questions to get a coverage decision ASAP
  • Get matched with the best options for your needs
  • Fully protect your business the first time with personalized coverage
  • Manage your policy—painlessly—on your terms
  • File a claim and download important coverage documents on-the-go

Is Your Small Business Fully Protected?

You know your business, but we know how to protect it. Whether you work in retail, real estate or some other market, B2Z has the coverage you need to protect your employees and your business. We serve a wide range of businesses and continue to expand our reach, so if you don’t see your business type featured below, contact us for more information!

How It Works

­Get a small business insurance quote decision online in 5 minutes and purchase your policy same-day.­­

  • Answer a few questions
  • Choose coverage & payment preferences
  • Validate & access your coverage portal

Your Business. Your Insurance. Your Way.

A new day. A new way to get business insurance for your small or mid-sized business!

B2Z offers coverage for on-the-go small business owners like you. Simple explanations, easy application, online quotes and mobile claims—that’s what sets us apart from traditional business insurance companies. 

Changing The Way You Buy Insurance Online

Buying small business owner’s insurance has changed, as more owners like you opt to search online instead of talking to a broker or filling out paperwork. By utilizing digital intelligence and data, B2Z makes the purchasing and claims processes easier and faster—providing a better customer experience.    

You Have Questions? We Have Answers

Champions of Change. We are on a journey to build a better approach to business insurance. Every day, we seek to raise the bar for the insurance shopping experience, and the industry, overall.