About

Learn More About The B2Z Team & Core Values

Why We Started B2Z

We understand, from firsthand experience, that trying to comprehend, assess and purchase the right business insurance coverage can be a daunting task. Taking the time to answer questions on lengthy applications, some unrelated to the business, only to find out that coverage is not available for your type of business is tedious and frustrating. Learning that online registration cannot be completed without phoning a broker is beyond annoying.

B2Z is changing all of that. We've designed a new approach for businesses to get the coverage they need, when and how they need it. B2Z is a digitally-native solution that offers insurance plans explained in plain language, an easy application, digital quotes, and mobile claims. These services and our on-the-go access to customer support and policy documents delivered on a mobile device set B2Z apart from traditional insurance companies.

The 4 Values:

In everything we do, we are guided by:

Our Core Values

Every day, we work to raise the bar for the insurance shopping experience and the overall industry. We are continually forging a path to innovation by designing better, more delightful and engaging experiences.

B2Z is “Built to Be Better for Business.” In keeping with that mission, we are guided in everything we do by our four core values:

  • Mindset Matters
  • Experience Leads the Way
  • Humanize the Customer
  • Raise the Bar

We believe:

  • Small and mid-sized enterprises deserve better, more delightful experiences when shopping for insurance
  • In shattering the old ways of the insurance industry
  • That moving forward requires a new mindset
  • That the future is now

Meet Our Leadership Team

  • Kuldeep Malik
    Founder & CEO
    Serial entrepreneur

    Experienced in InsurTech, commercial insurance, data analytics, technology, operations and capital raise.

  • James Norris
    Co-Founder & Chief Actuary

    Seasoned chief actuary for multiple insurer/re-insurers. Experienced in pricing, reserving, risk transfer, capital modeling and Managing General Agent (MGA) programs.

  • Yuriy Koshkin
    Co-Founder & CTO

    Technology leader of multiple teams at DAIS and Uptake. Experienced in InsurTech, big data, AWS and web/microservices.

  • Stephanie N. Blahut
    Co-Founder & CMO

    Outstanding B2B, B2C and D2C marketer within insurance and e-commerce domains. Experienced in InsurTech and all facets of digital and content marketing.

  • Mike Zimmer
    Chief Financial Officer

    Insurance industry leader, experienced in finance, operations and M&A for both insurance and reinsurance companies.

  • Jim Kilduff
    Advisor

    Dynamic insurance professional Experienced in InsurTech, Managing General Agent (MGA) programs, insurance program design and carrier distribution.

Who We Are and Who We Are Not

While many companies have adapted to changes in the insurance industry, such as new technologies and data, things remain mostly the same. The systems are old and antiquated. The processes are slow, cumbersome and complicated. And for small and mid-sized businesses, the insurance shopping and purchasing experience may leave some companies with coverage gaps or even unprotected.

Our experience-led, data-enabled, human-centric platform is poised to capture the market at this critical point. How consumers shop and experience insurance tomorrow will be very different from what it is today. And B2Z Insurance will be there—championing the change every step of the way.

We are:

  • Customer-focused
  • Spearheading industry change
  • Helping customers adapt and pivot
  • Using data to enhance experiences
  • Working in an open, diverse culture
  • Education-and value-driven
  • Trusted and stable

 

We are not:

  • Ultra-low-cost
  • Cheap
  • Frustrating
  • Confusing
  • Aggressive

 

Our Partners

Business Owner’s Policy coverage underwritten by:
Crum & Forster (C&F), a registered trademark of United States Fire Insurance Company | 305 Madison Ave., Morristown, NJ 07960

Workers’ Compensation coverage underwritten by:
Employers Insurance Company of Nevada. (National Association of Insurance Commissioners [NAIC] Company Code 10640), domiciled in Nevada, or one of the following Employer brands and subsidiaries: Employers Holdings, Inc., a Nevada holding company; Employers Group, Inc., a Nevada corporation; Employers Compensation Insurance Company (NAIC Company Code 11512), domiciled in California; Employers Preferred Insurance Company (NAIC Company Code 10346), domiciled in Florida; Employers Assurance Company (NAIC Company Code 25402), domiciled in Florida; Elite Insurance Services, Inc., a Nevada corporation; EIG Services, Inc., a Florida corporation.