There are a variety of coverage options available for salon owners. Below are the standard salon insurance options.
Why Do You Need Barber Insurance?
When it comes to haircuts, shaves, and beard care, your customers love that old-fashioned service your barber shop provides. Your shop is a local staple and while you’re providing a much needed boost for your community—customers and employees alike—wouldn’t you like to ensure your business is fully insured from unexpected events?
Enter B2Z Insurance: The right coverage based on your small business’ needs. Incidents like a customer slipping on clippings or a newly mopped floor, or damage and theft resulting from a break-in. Rely on B2Z to deliver the optimal small business insurance package to meet your coverage needs.
Which Barber Insurance Coverage Do You Need?
Business Owner’s Policy (BOP).
A BOP bundles two coverages into one cost-effective policy to cover both general liability and property damage. The resulting coverage typically covers your barber shop for unexpected events, such as a fire. It can also help with costs related to a customer accident. This coverage also extends to building contents, equipment, and other types of financial damages like legal claims of false advertising.
Workers’ Compensation Insurance.
Most states require this type of coverage for barber shops and other types of businesses. Workers’ comp insurance is designed to ease the financial burden of claims made following an employee on-the-job accident or illness. It typically assists in paying medical bills and lost wages, as well as deter lawsuits filed by employees while helping to pay for legal costs associated with a cl