Insurance for Cosmetic and Beauty Supply Stores

Give Your Business A Glow Up With Business Insurance

Hi, we're B2Z. We're built to be better for your beauty supply business.

While you're busy giving the best beauty advice, B2Z can give you the peace of mind of knowing your cosmetic and beauty shop is fully insured. Here's how B2Z is different.

Your Business. Your Insurance. Your Way.

  • Get a coverage decision in minutes— not days or weeks
  • Shop and purchase at your convenience—not ours
  • B2Z’s Coverage Tune-Up—understand your coverage needs from the start
  • Customizable coverage—fully protect your unique business
  • Flexible—choose your coverage date and payment schedule
  • Hassle-Free Cancelation—save time by having us cancel your old policy

Okay, B2Z. I see you. You already had good info about my nail salon here in the great state of Texas. One, two, three and I had a quote. And it was good! Probably wouldn't have put this off as long if I knew it would be so easy. And you sent me a message letting me know my docs were ready. Thanks!

Kesha R., Small Business Owner

Why do you need beauty and cosmetics store insurance?

Thieves breaking in, a fire in the back room, a customer slipping in the entry, or a lawsuit could put your business at risk. This is where B2Z can help! We offer coverage that provides the financial support to repair or replace your shelves and equipment, and may reduce your costs for liability and other property claims depending on the coverage you choose.

What cosmetics store insurance coverage do you need?

There are a variety of coverage options available for beauty store owners. We recommend these insurance options:

Business Owner's Policy (BOP)

A business owner’s policy is essential for protecting your beauty supply store business. A BOP combines general liability and property damage coverage into one policy—it’s convenient and affordable comprehensive coverage for your business. It generally extends to cover property damage, loss from catastrophic events, and liability incidents like:

  1. Thieves smash your front window and gain entry
  2. A customer trips on your entry mat and falls
Workers’ Compensation Insurance

Most states require stores with employees to have workers’ comp insurance (WC). With the high cost of on-the-job employee injuries and potential illnesses sustained from the job, having WC makes sense. WC helps protect your business from impending medical bills, lost wages, and legal fees related to employee lawsuits. Having WC can help if:

  1. A shelf falls and injures an employee
  2. An employee develops a rash from products

Hi, I'm your assistant Diya. Not sure what coverage your business needs? I can help.

Try B2Z's Coverage Tune-Up! Take our quick quiz and Diya will tell you the coverage that best fits your business.

We Know You Have Questions .... You Know We Have the Answers

  1. Q
    How do I get insurance for a beauty supply shop?

    B2Z Insurance is your one-stop-shop for insurance plans to fit your beauty supply store small business’s needs. Depending on the coverage you choose as a cosmetics supply store owner, you can reduce the financial burden from theft, accidents, fire, etc. To get started, answer a few basic questions about your beauty supply business and if we can cover you, choose the coverage that fits.

  2. Q
    How much does beauty supply store insurance cost?

    Calculating your policy premium takes the unique factors of your beauty supply store business into account, so it is fully customized. You may be asked about your cosmetics company’s location, the number of full-and part-time employees, and how long you’ve been in the beauty store business, etc. To get a quote in minutes, click on the Request a Quote button, answer the questions and choose your coverage type. Then pick a policy start date, complete your account profile, and set up payment information. At B2Z, we understand that protecting your beauty supplies store business and your team is of the highest importance!

  3. Q
    How do I cancel my old insurance policy?

    Leave it to B2Z! We can cancel your old policy for you when you opt in to our included hassle-free cancelation service during your purchase.

Get your cosmetic and beauty supply store insurance quote now! Click the button, answer a few questions, and customize your coverage in minutes.