Insurance for Cosmetologists

Having Extra Protection Sure Looks Good on You

Hi, we're B2Z. We're built to be better for your cosmetology business.

While you're serving up all the latest looks, B2Z can give you the peace of mind of knowing your makeup artist business is fully insured. Here's how B2Z is different.

Your Business. Your Insurance. Your Way.

  • Get a coverage decision in minutes— not days or weeks
  • Shop and purchase at your convenience—not ours
  • B2Z’s Coverage Tune-Up—understand your coverage needs from the start
  • Customizable coverage—fully protect your unique business
  • Flexible—choose your coverage date and payment schedule
  • Hassle-Free Cancelation—save time by having us cancel your old policy

Okay, B2Z. I see you. You already had good info about my nail salon here in the great state of Texas. One, two, three and I had a quote. And it was good! Probably wouldn't have put this off as long if I knew it would be so easy. And you sent me a message letting me know my docs were ready. Thanks!

Kesha R., Small Business Owner

Why do you need cosmetologist insurance?

Thieves stealing your kit, a customer tripping over a cord, or a lawsuit could put your makeup artistry business at risk. This is where B2Z can help! We offer coverage that provides the financial support to repair or replace your pro tools, and may reduce your costs for liability and other property claims depending on the coverage you choose.

What cosmetology insurance coverage do you need?

There are a variety of coverage options available for cosmetologists. We recommend these insurance options:

Business Owner's Policy (BOP)

A BOP bundles general liability and property damage coverage into one policy. It covers your makeup business for unforeseen incidents like damage to your property contents and financial damage like legal claims and false advertising. It eases financial obligations from a customer accident. It generally extends to cover property damage and liability incidents like:

  1. Someone runs off with your beauty case
  2. A customer trips on your stool legs
Workers’ Compensation Insurance

No matter what type of business you have, most states require you to have workers’ compensation (WC). It helps your cosmetology business handle financial claims from on-the-job employee injury or illness. It can assist in paying any associated medical bills and lost wages, prevent lawsuits, and cover legal costs resulting from a claim. WC can help if:

  1. Hot coffee spills and burns an employee
  2. An employee drops your case on their foot

Hi, I'm your assistant Diya. Not sure what coverage your business needs? I can help.

Try B2Z's Coverage Tune-Up! Take our quick quiz and Diya will tell you the coverage that best fits your business.

We Know You Have Questions … You Know We Have the Answers

  1. Q
    How do I get cosmetology insurance?

    Just get in touch with us and we’ll take care of it. We will create a personalized policy that meets your business’s precise situation and requirements. Just answer a few basic questions and—if we can cover—we provide you with comprehensive coverage. We also give you the ability to approve and purchase your policy, make payments and even manage your claims online.

  2. Q
    How much does insurance for cosmetologists cost?

    What you’ll spend on professional liability insurance for cosmetologists depends on your needs. Among the factors in play are your preferences for coverage, location, number of employees and more. To start putting a quote together, click on the Request A Quote button. After you answer a few quick questions, just select your start date, complete your account profile, and set up your payment information. We make the entire process easy for you.

  3. Q
    How do I cancel my old insurance policy?

    Leave it to B2Z! We can cancel your old policy for you when you opt in to our included hassle-free cancelation service during your purchase.

How much will a B2Z policy cost your cosmetology operation? Answer a few questions and find out ASAP!