There are a variety of coverage options available for salon owners. Below are the standard salon insurance options.
Why Do You Need Salon Insurance?
Perhaps your salon offers a relaxing massage, a calming facial, or maybe a shave and a haircut to help clients rejuvenate or enhance their confidence? And while you’re providing a much needed boost for your clients, as a salon owner, wouldn’t you like to share in that peace of mind by knowing your beauty salon is fully insured?
This is where B2Z Insurance can help! We offer coverage that may reduce your costs for liability and other property claims, as well as the financial support needed to repair or replace your building, stations, tools, and products. Hair or nail salon insurance can give you peace of mind knowing your business can continue to thrive following a fire, a theft, a customer accident, or other unexpected event.
Which Salon Insurance Coverage Do You Need?
Workers’ Compensation Insurance.
Regardless of business type, most states require this type of coverage—which helps your business ease the financial claims made following an employee on-the-job accident or illness. Workers’ Compensation can assist in paying medical bills and lost wages, as well as deter lawsuits filed by employees while helping to pay for legal costs associated with a claim.
Business Owner’s Policy (BOP).
A Business Owner’s Policy is an efficient bundle of two specific coverages—general liability and property damage. The resulting coverage typically covers your property for unexpected events, such as a fire; and it can help cover financial obligations following a customer accident. Coverage also extends to building contents, equipment, and other types of financial damages like legal claims of false advertising.