Insurance for Salon Owners

Add a Layer of Protection for Your Hair or Nail Salon

Hi, we're B2Z. We're built to be better for your salon business.

While you're boosting customer confidence with a new look, B2Z can give you the peace of mind of knowing your salon is fully insured. Here's how B2Z is different.

Your Business. Your Insurance. Your Way.

  • Get a coverage decision in minutes— not days or weeks
  • Shop and purchase at your convenience—not ours
  • B2Z’s Coverage Tune-Up—understand your coverage needs from the start
  • Customizable coverage—fully protect your unique business
  • Flexible—choose your coverage date and payment schedule
  • Hassle-Free Cancelation—save time by having us cancel your old policy

Okay, B2Z. I see you. You already had good info about my nail salon here in the great state of Texas. One, two, three and I had a quote. And it was good! Probably wouldn't have put this off as long if I knew it would be so easy. And you sent me a message letting me know my docs were ready. Thanks!

Kesha R., Small Business Owner

Why do you need salon insurance?

A fire in the break room, theft of your register, or a lawsuit following a customer accident could put your salon at risk. This is where B2Z can help! We offer coverage that provides the financial support to repair or replace your salon equipment, and may reduce your costs for liability and other property claims depending on the coverage you choose.

What salon insurance coverage do you need?

There are a variety of coverage options available for beauty salon owners. We recommend these insurance options:

Business Owner's Policy (BOP)

All salon businesses benefit from having a business owner’s policy—insurance that combines general liability and property damage coverage into one policy. A BOP is an affordable, convenient route for comprehensive coverage for your beauty salon. It generally extends to cover property damage, loss from catastrophic events, and liability incidents like:

  1. A customer falls off the salon chair
  2. The coffee machine starts an electrical fire
Workers’ Compensation Insurance

Beauty salons with any employees are required to have workers’ comp insurance (WC) in most states. Consider the high cost of on-the-job salon employee injuries and work-related illnesses. WC insurance helps your business with applicable employee medical bills, lost wages, and legal fees related to employee lawsuits. WC can help if:

  1. An employee trips over a cord
  2. A box of supplies falls and injures an employee

Hi, I'm your assistant Diya. Not sure what coverage your business needs? I can help.

Try B2Z's Coverage Tune-Up! Take our quick quiz and Diya will tell you the coverage that best fits your business.

We Know You Have Questions .... You Know We Have the Answers

  1. Q
    How do I get nail or hair salon insurance?

    Nail and hair salon businesses should be at ease with their coverage from B2Z Insurance. We personalize each policy to meet every client’s specific needs: Simply answer a few basic questions about your business, and, if we can cover you, we offer comprehensive coverage to meet your needs. You can approve and purchase your policy, make payments and even manage claims online.

  2. Q
    How much does insurance for salons cost?

    Premiums are based on the unique needs of your business. In addition to your coverage preferences, when quoting, you may be asked about your salon’s location, number of employees, etc. Click on the Request A Quote button to begin your quote. Once you’ve answered a few questions and determine your coverage needs, select a coverage start date, complete your account profile, and set up payment information. It’s that easy!

  3. Q
    How do I cancel my old insurance policy?

    Leave it to B2Z! We can cancel your old policy for you when you opt in to our included hassle-free cancelation service during your purchase.

How much will a B2Z policy cost your salon? Answer a few questions and find out ASAP!