Insurance for Dry Cleaners

A Laundry List of Coverages for Dry Cleaners

Hi, we're B2Z. We're built to be better for your dry cleaning business.

While you're taking care of your customers' apparel, B2Z can give you the peace of mind of knowing your dry cleaning business is fully insured. Here's how B2Z is different.

Your Business. Your Insurance. Your Way.

  • Get a coverage decision in minutes— not days or weeks
  • Shop and purchase at your convenience—not ours
  • B2Z’s Coverage Tune-Up—understand your coverage needs from the start
  • Customizable coverage—fully protect your unique business
  • Flexible—choose your coverage date and payment schedule
  • Hassle-Free Cancelation—save time by having us cancel your old policy

My upholstery cleaning outfit needed better insurance. I found B2Z on Google and I got a quote from their site. Easy—nothing I couldn’t understand. A better experience for me—faster, very clear. Not a big undertaking. Respectful of my time. I’m a fan and signed up immediately.

Sam B., Small Business Owner

Why do you need dry cleaners insurance?

An equipment fire, theft of your cash on hand, or a lawsuit following a customer dispute could put your dry cleaner business at risk. This is where B2Z can help! We offer coverage that provides the financial support to repair or replace your equipment, and may reduce your costs for liability and other property claims depending on the coverage you choose.

What dry cleaners insurance coverage do you need?

There are a variety of coverage options available for dry cleaning businesses. We recommend these insurance options:

Business Owner’s Policy (BOP)

A BOP is a convenient combination of general liability and property insurance for dry cleaners. It covers fire, theft, other property damage, as well as injury claims filed by customers. A business owner's policy also covers lost income due to covered events and advertising claims. It generally extends to cover property damage, loss from catastrophic events, and liability incidents like:

  1. Your ironing machine starts an electrical fire
  2. A customer trips when they pick up their clothes
Workers’ Compensation Insurance

Dry cleaners need workers’ comp (WC) because employees could become ill from exposure to dry cleaning chemicals or suffer repetitive motion injuries. Workers’ comp helps pay your employees’ medical bills and lost wages, and it covers legal costs if you are sued. Almost every state requires businesses to purchase worker’s comp coverage. WC can help if:

  1. A rack falls over onto an employee
  2. An employee suffers a steam burn

Hi, I'm your assistant Diya. Not sure what coverage your business needs? I can help.

Try B2Z's Coverage Tune-Up! Take our quick quiz and Diya will tell you the coverage that best fits your business.

We Know You Have Questions .... You Know We Have the Answers

  1. Q
    How do I get dry cleaning business insurance?

    B2Z Insurance is different. We strive to make business insurance understandable and to make the application, quotation, purchasing and claims processes easy and convenient. Based on your answers to a few questions about your dry cleaning business, we determine if we can cover you. If so, we personalize a policy that meets your needs and, if you approve, you simply purchase your policy online. You can also make payments and file and manage claims online—from anywhere at any time.

  2. Q
    How much does insurance for dry cleaners cost?

    While we would like to provide a cost upfront, we cannot. Insurance is not one-size-fits-all, at least not at B2Z. We personalize policies so you pay only for what you need based on your business location, company size and the amount of coverage required to fully protect your business. To obtain a quick quote please click on the button below. 

  3. Q
    How do I cancel my old insurance policy?

    Leave it to B2Z! We can cancel your old policy for you when you opt in to our included hassle-free cancelation service during your purchase.

How much will a B2Z policy cost your dry cleaning business? Answer a few questions and find out ASAP!