Insurance for Residential Cleaning Services

Make B2Z Your Business Insurance Home Team

Hi, we're B2Z. We're built to be better for your house cleaning business.

While you're knocking out the grime, B2Z can give you the peace of mind of knowing your home cleaning business is fully insured. Here's how B2Z is different.

Your Business. Your Insurance. Your Way.

  • Get a coverage decision in minutes— not days or weeks
  • Shop and purchase at your convenience—not ours
  • B2Z’s Coverage Tune-Up—understand your coverage needs from the start
  • Customizable coverage—fully protect your unique business
  • Flexible—choose your coverage date and payment schedule
  • Hassle-Free Cancelation—save time by having us cancel your old policy

My upholstery cleaning outfit needed better insurance. I found B2Z on Google and I got a quote from their site. Easy—nothing I couldn’t understand. A better experience for me—faster, very clear. Not a big undertaking. Respectful of my time. I’m a fan and signed up immediately.

Sam B., Small Business Owner

Why do you need house cleaner insurance?

Theft of your tools, a customer slip and fall, or a customer lawsuit could put your cleaning services business at risk. This is where B2Z can help! We offer coverage that provides the financial support to repair or replace your cleaning tools, and may reduce your costs for liability and other property claims depending on the coverage you choose.

What residential cleaning insurance coverage do you need?

There are a variety of coverage options available for home cleaning businesses. We recommend these insurance options:

Business Owner's Policy (BOP)

A BOP is not required, but it is highly recommended for small cleaning service businesses. By combining property with general liability coverage, it is a convenient, cost-effective choice. A cleaning business with an office should purchase a business owner’s policy. It generally extends to cover property damage, loss from catastrophic events, and liability incidents like:

  1. A customer's skin reacts to your cleaning chemicals
  2. Your expensive vacuum is stolen
Workers’ Compensation Insurance

Most states require businesses with employees to purchase workers’ compensation (WC). Workers’ comp helps pay employee medical bills and missed wages if they become ill or injured on the cleaning job. Employees can still sue for things that are not covered by WC. Workers’ compensation protects employers by paying for legal fees and court costs. WC can help if:

  1. An employee slips on a mopped floor
  2. A customer's belongings fall on an employee

Hi, I'm your assistant Diya. Not sure what coverage your business needs? I can help.

Try B2Z's Coverage Tune-Up! Take our quick quiz and Diya will tell you the coverage that best fits your business.

We Know You Have Questions .... You Know We Have the Answers

  1. Q
    How do I get residential cleaning insurance?

    Purchasing insurance has never been easier! We begin by asking you a few simple questions about your cleaning service business. If you qualify for B2Z Insurance coverage, we personalize a policy that meets your business needs. If you approve of the coverage and the payment schedule, you purchase your policy or policies online—on any Internet-enabled device from anywhere and at any time.

  2. Q
    How much does house cleaning business insurance cost?

    B2Z Insurance is affordable, but the cost varies for each business. Policy cost is based on the size of your business (revenue and number of employees), your location and your coverage requirements. We provide fast quotes; simply click on the button below and we’ll get back to you as soon as possible.

  3. Q
    How do I cancel my old insurance policy?

    Leave it to B2Z! We can cancel your old policy for you when you opt in to our included hassle-free cancelation service during your purchase.

How much will a B2Z policy cost your cleaning business? Answer a few questions and find out ASAP!