Insurance for Contractors

Building Solid Protection for Your Business

Hi, we're B2Z. We're built to be better for your contractor business.

While you're flexing your construction skills, B2Z can give you the peace of mind of knowing your contractor business is fully insured. Here's how B2Z is different.

Your Business. Your Insurance. Your Way.

  • Get a coverage decision in minutes— not days or weeks
  • Shop and purchase at your convenience—not ours
  • B2Z’s Coverage Tune-Up—understand your coverage needs from the start
  • Customizable coverage—fully protect your unique business
  • Flexible—choose your coverage date and payment schedule
  • Hassle-Free Cancelation—save time by having us cancel your old policy

Getting a quote only took a few minutes. Most of my business information was already filled in for me. This was such a simple process and great pricing. They matched or exceeded my current coverage. Very pleased.

Liam R., Small Business Owner

Why do you need contractor insurance?

Theft of your construction tools, a customer slip and fall, or a client lawsuit could put your construction contractor business at risk. This is where B2Z can help! We offer coverage that provides the financial support to repair or replace your tools, and may reduce your costs for liability and other property claims depending on the coverage you choose.

What contractor insurance coverage do you need?

There are a variety of coverage options available for construction contractors. We recommend these insurance options:

Business Owner's Policy (BOP)

A business owner’s policy is crucial for construction contractor businesses. This insurance is a convenient combination of general liability and property damage coverage in one policy—it’s an affordable route for comprehensive coverage for your contractor business. It generally extends to cover property damage, loss from catastrophic events, and liability incidents like:

  1. A customer's belongings are damaged
  2. Your saws and drills are stolen from a site
Workers’ Compensation Insurance

Most states require construction contracting businesses with any employees to have workers’ compensation insurance (WC), regardless if they are part- or full-time. Consider the high cost of on-the-job employee injuries in construction. This coverage helps with medical bills, lost wages, and legal fees related to employee lawsuits against your contractor business. WC can help if:

  1. An employee cuts themselves on a saw blade
  2. A board falls on an employee

Hi, I'm your assistant Diya. Not sure what coverage your business needs? I can help.

Try B2Z's Coverage Tune-Up! Take our quick quiz and Diya will tell you the coverage that best fits your business.

We Know You Have Questions .... You Know We Have the Answers

  1. Q
    How do I get insurance for a construction contractor business?

    B2Z Insurance is your one-stop-shop for insurance plans to fit your construction contractor small business’s needs. Depending on the coverage you choose as a contractor, you can reduce the financial burden from theft, accidents, fire, etc. To get started, answer a few basic questions about your construction contracting business and if we can cover you, choose the coverage that fits.

  2. Q
    How much does contractor insurance cost?

    Calculating your policy premium takes the unique factors of your construction contractor business into account, so it is fully customized. You may be asked about your contractor company’s location, the number of full-and part-time employees, and how long you’ve been in the construction business, etc. To get a quote in minutes, click on the Request a Quote button, answer the questions and choose your coverage type. Then pick a policy start date, complete your account profile, and set up payment information. At B2Z, we understand that protecting your business and your team is of the highest importance!

  3. Q
    How do I cancel my old insurance policy?

    Leave it to B2Z! We can cancel your old policy for you when you opt in to our included hassle-free cancelation service during your purchase.

Get your contractor insurance quote now! Click the button, answer a few questions, and customize your coverage in minutes.