Insurance for Construction Contractor Businesses

Why Do You Need Insurance For Construction Contracting?

Your specialized construction skills are in demand. You have the tools and experience you need to build an excellent reputation. Not everything can go to plan, though. Your professional tools and equipment could get stolen from a job site. A customer could trip over your supplies. Can your construction contracting company withstand the potential risk from those types of incidents?

Those are just a couple of unexpected events that can happen on the job. Back up your hard work with solid business insurance coverage. Insurance for contractors from B2Z Insurance can reduce your costs for liability and other property claims, as well as the financial support needed to repair or replace your tools and equipment if your operation is impacted by theft or fire.

What Construction Contractor Business Insurance Coverage Do You Need?

  1. Workers’ Compensation Insurance.

    Construction contracting businesses can be among the type of companies most states require to have Workers’ Compensation insurance. The determining factor is if you have employees or not, regardless of whether they are part-time or full-time. Considering the potentially high cost of on-the-job employee injuries in the construction field and illnesses sustained due to the job makes sense to have workers’ compensation coverage. This coverage helps with impending medical bills, lost wages, and legal fees related to lawsuits filed by employees against your construction contracting business.

  2. Business Owner’s Policy (BOP).

    A business owner’s policy is crucial for construction contractor businesses. This insurance is a convenient combination of general liability and property damage coverage in one policy—it’s an affordable route for comprehensive coverage for your contractor business. A BOP extends to cover property damage, including the loss of your contractor tools from catastrophic events, and it may help ease financial obligations following a liability incident, such as a customer slip-and-fall accident on your job site.

For Contractors, Diya Recommends:

Protect your contractor business from cyber attacks like malware with Cyber Insurance. Professional Liability Insurance protects your construction work from mistake claims. Hired And Non-Owned Automobile Insurance is needed if you use your own car for your contractor work.

We Know You Have Questions .... You Know We Have the Answers

  1. Q
    How do I get insurance for a construction contractor business?

    B2Z Insurance is your one-stop-shop for insurance plans to fit your construction contractor small business’s needs. Depending on the coverage you choose as a contractor, you can reduce the financial burden from theft, accidents, fire, etc. To get started, answer a few basic questions about your construction contracting business and if we can cover you, choose the coverage that fits.

  2. Q
    How much does contractor insurance cost?

    Calculating your policy premium takes the unique factors of your construction contractor business into account, so it is fully customized. You may be asked about your contractor company’s location, the number of full-and part-time employees, and how long you’ve been in the construction business, etc. To get a quote in minutes, click on the Request a Quote button, answer the questions and choose your coverage type. Then pick a policy start date, complete your account profile, and set up payment information. At B2Z, we understand that protecting your business and your team is of the highest importance!

Get your contractor insurance quote now! Click the button, answer a few questions, and customize your coverage in minutes.