Insurance for Electrician Businesses

Plug into the Right Business Insurance

Hi, we're B2Z. We're built to be better for your electrician business.

While you're running wires, B2Z can give you the peace of mind of knowing your electrician business is fully insured. Here's how B2Z is different.

Your Business. Your Insurance. Your Way.

  • Get a coverage decision in minutes— not days or weeks
  • Shop and purchase at your convenience—not ours
  • B2Z’s Coverage Tune-Up—understand your coverage needs from the start
  • Customizable coverage—fully protect your unique business
  • Flexible—choose your coverage date and payment schedule
  • Hassle-Free Cancelation—save time by having us cancel your old policy

Getting a quote only took a few minutes. Most of my business information was already filled in for me. This was such a simple process and great pricing. They matched or exceeded my current coverage. Very pleased.

Liam R., Small Business Owner

Why do you need electrician insurance?

Theft of your electrical work tools, a customer trip on a cord, or a customer lawsuit could put your electrician business at risk. This is where B2Z can help! We offer coverage that provides the financial support to repair or replace your tools, and may reduce your costs for liability and other property claims depending on the coverage you choose.

What electrician insurance coverage do you need?

There are a variety of coverage options available for electricians. We recommend these insurance options:

Business Owner's Policy (BOP)

A business owner’s policy is critical for electricians. This insurance combines general liability and property damage coverage in one policy—it’s a convenient and affordable route for comprehensive coverage for your electrician business. It generally extends to cover property damage, loss from catastrophic events, and liability incidents like:

  1. A customer touches a live wire
  2. Your drills and other tools are stolen from a site
Workers’ Compensation Insurance

If your electrician business employs people, most states require it to have workers’ comp insurance (WC). Consider the high cost of on-the-job employee injuries in the electrical field. Worker's comp helps with impending medical bills, lost wages, and legal fees related to lawsuits filed by employees against your electrician business. WC can help if:

  1. An employee falls off a ladder
  2. A tool is dropped on an employee's foot

Hi, I'm your assistant Diya. Not sure what coverage your business needs? I can help.

Try B2Z's Coverage Tune-Up! Take our quick quiz and Diya will tell you the coverage that best fits your business.

We Know You Have Questions .... You Know We Have the Answers

  1. Q
    How do I get insurance for an electrician business?

    B2Z Insurance is your one-stop-shop for insurance plans to fit your electrician small business’s needs. Depending on the coverage you choose as an electrician, you can reduce the financial burden from theft, accidents, fire, etc. To get started, answer a few basic questions about your electrician business and if we can cover you, choose the coverage that fits.

  2. Q
    How much does electrician insurance cost?

    Calculating your policy premium takes the unique factors of your electrician business into account, so it is fully customized. You may be asked about your electrician company’s location, the number of full-and part-time employees, and how long you’ve been in the electrician business, etc. To get a quote in minutes, click on the Request a Quote button, answer the questions and choose your coverage type. Then pick a policy start date, complete your account profile, and set up payment information. At B2Z, we understand that protecting your electrician business and your business team is of the highest importance!

  3. Q
    How do I cancel my old insurance policy?

    Leave it to B2Z! We can cancel your old policy for you when you opt in to our included hassle-free cancelation service during your purchase.

Get your electrician insurance quote now! Click the button, answer a few questions, and customize your coverage in minutes.