Insurance for Plumbers and HVAC

Insurance at Just the Right Temp for Your Business

Hi, we're B2Z. We're built to be better for your plumbing and HVAC business.

While you're handling homeowner emergencies, B2Z can give you the peace of mind of knowing your plumbing and HVAC business is fully insured. Here's how B2Z is different.

Your Business. Your Insurance. Your Way.

  • Get a coverage decision in minutes— not days or weeks
  • Shop and purchase at your convenience—not ours
  • B2Z’s Coverage Tune-Up—understand your coverage needs from the start
  • Customizable coverage—fully protect your unique business
  • Flexible—choose your coverage date and payment schedule
  • Hassle-Free Cancelation—save time by having us cancel your old policy

My upholstery cleaning outfit needed better insurance. I found B2Z on Google and I got a quote from their site. Easy—nothing I couldn’t understand. A better experience for me—faster, very clear. Not a big undertaking. Respectful of my time. I’m a fan and signed up immediately.

Sam B., Small Business Owner

Why do you need plumber and HVAC insurance?

Theft of your pro tools, a customer slip and fall, or a lawsuit following a customer complaint could put your plumber and HVAC business at risk. B2Z can help! We offer coverage that provides the financial support to repair or replace your tools, and may reduce your costs for liability and other property claims depending on the coverage you choose.

What plumber and HVAC insurance coverage do you need?

There are a variety of coverage options available for plumbing and HVAC professionals. We recommend these insurance options:

Business Owner's Policy (BOP)

A business owner’s policy is essential insurance for plumbers and HVAC professionals. A BOP combines general liability and property damage coverage into one policy—it’s a convenient and affordable comprehensive coverage option. BOPs generally extend to cover property damage, loss from catastrophic events, and liability incidents like:

  1. A customer's couch is ruined by dirty water
  2. A customer trips on a pipe
Workers’ Compensation Insurance

If your plumbing or HVAC business employs part-time or full-time people, most states require it to have workers’ compensation insurance (WC). Consider the high cost of on-the-job employee injuries and potential illnesses from the job. WC typically covers impending medical bills, lost wage claims, and legal fees related to lawsuits filed by employees. WC can help if:

  1. An employee bumps their head on a pipe
  2. A water heater drops on an employee's foot

Hi, I'm your assistant Diya. Not sure what coverage your business needs? I can help.

Try B2Z's Coverage Tune-Up! Take our quick quiz and Diya will tell you the coverage that best fits your business.

We Know You Have Questions .... You Know We Have the Answers

  1. Q
    How do I get insurance for a plumbing and HVAC business?

    B2Z Insurance is your one-stop-shop for insurance plans to fit your plumber and HVAC small business’s needs. Depending on the coverage you choose as a plumber and HVAC professional, you can reduce the financial burden from theft, accidents, fire, etc. To get started, answer a few basic questions about your plumbing and HVAC business and if we can cover you, choose the coverage that fits.

  2. Q
    How much does plumber and HVAC insurance cost?

    Calculating your policy premium takes the unique factors of your plumbing and HVAC business into account, so it is fully customized. You may be asked about your plumbing and HVAC company’s location, the number of full-and part-time employees, and how long you’ve been in the plumbing and HVAC business, etc. To get a quote in minutes, click on the Request a Quote button, answer the questions and choose your coverage type. Then pick a policy start date, complete your account profile, and set up payment information. At B2Z, we understand that protecting your plumber and HVAC business and your team is of the highest importance!

  3. Q
    How do I cancel my old insurance policy?

    Leave it to B2Z! We can cancel your old policy for you when you opt in to our included hassle-free cancelation service during your purchase.

Get your plumber and HVAC insurance quote now! Click the button, answer a few questions, and customize your coverage in minutes.