Insurance for telemarketers should include these coverage options:
Why Do You Need Insurance for Telemarketers?
Your small business aims to deliver impeccable service on every call. Sometimes there are things you can’t foresee in the industry of telemarketing companies. Phones and computers are often targets of thieves. A new customer coming in to sign a contract may slip and fall in your entryway. A fire could start in the break room. Is your telemarketing company able to withstand the potential risk from those realistic types of incidents?
Those are just a few unexpected events that can happen on a job. The good news is that insurance for telemarketers from B2Z Insurance can reduce your costs for liability and other property claims, as well as the financial support needed to repair or replace your location or equipment if your operations are impacted by fire or theft.
What Telemarketing Business Insurance Coverage Do You Need?
Workers’ Compensation Insurance.
Workers’ Compensation is a requirement for doing business in most states, including the business of telemarketing. It makes financial sense when considering the potentially high cost of on-the-job employee injuries and illnesses sustained as a result of the job to a small business operating in the telemarketing industry. Workers’ compensation coverage helps with impending medical bills, lost wages, and legal fees related to lawsuits filed by employees against your business.
Business Owner’s Policy (BOP).
A Business Owner’s Policy (BOP) combines general liability and property damage coverage into one convenient policy—it’s an affordable route for comprehensive coverage for your telemarketing business. Generally, a BOP extends to property damage, including the loss of your location’s contents from catastrophic events like a fire; and it may help ease financial obligations following a liability incident, such as a client slip-and-fall accident.