Food & Beverage

Let B2Z Insurance Feed Your Need for Coverage

Are You in the Market for Food and Beverage Insurance?

What happens if a customer or employee trips and falls or is otherwise injured while in your small business? A customer is sickened by something you sold? Your products are spoiled as a result of a refrigeration failure? Your business is subject to a product recall? A fire damages your building? Your facility is burglarized and equipment is damaged or stolen?

Those are just some of the events that set your business back financially. Without small business retail food & beverage insurance. B2Z, a trusted retail business insurance company, offers affordable, personalized policies to help protect your small business from potential financial disaster. If you qualify for B2Z Insurance, we get right to work customizing the coverage that best meets your requirements.

We work with many types of food and beverage businesses, including:

  • Bakeries
  • Candy or Confectionery Stores
  • Dairy Products or Butter and Egg Stores (Including Ice Cream)
  • Drugstores
  • Fruit or Vegetable
  • Health or Natural Food Stores

We Know You Have Questions .... You Know We Have the Answers

  1. Q
    Why do I need insurance for my food & beverage business?
    A

    As a small business owner, you need to be financially protected in the event that an employee or customer has an accident, food is spoiled or recalled and must be replaced, fire damages your building, equipment is vandalized or stolen, or other unforeseen situations come to pass. Without coverage, you may face financial liabilities that could force you to close your doors.

  2. Q
    What does food & beverage insurance cover?
    A

    The most common food and beverage insurance policies are the Business Owner’s Policy (BOP) and Workers’ Compensation. BOP covers damage to commercial property and equipment, loss of income due to a covered event and liability for customer bodily harm. Workers’ comp helps pay your employee’s medical bills after a work-related injury or illness and it helps cover lawsuit expenses arising from such illnesses or injuries. Many establishment owners purchase additional policies to cover company-owned vehicles, data breaches and other contingencies.

  3. Q
    How do I purchase small business insurance for my business?
    A

    B2Z strives every day (and twice on Sundays) to make obtaining business insurance as quick and easy as possible. To get started, simply click on the Request a Quote button, answer a few basic questions about your establishment, and we’ll let you know if you qualify for a B2Z small business insurance policy. If you qualify, we personalize a policy for your business and set up a convenient payment schedule. After your thorough review, you purchase your policy online at your convenience. Purchasing food and beverage insurance doesn’t get much more palatable than that!