Insurance for Dairy and Ice Cream Shops

Business Insurance À La Mode

Hi, we're B2Z. We're built to be better for your dairy and ice cream business.

While you're scooping up sweet treats, B2Z can give you the peace of mind of knowing your dairy store business is fully insured. Here's how B2Z is different.

Your Business. Your Insurance. Your Way.

  • Get a coverage decision in minutes— not days or weeks
  • Shop and purchase at your convenience—not ours
  • B2Z’s Coverage Tune-Up—understand your coverage needs from the start
  • Customizable coverage—fully protect your unique business
  • Flexible—choose your coverage date and payment schedule
  • Hassle-Free Cancelation—save time by having us cancel your old policy

It was really easy for me to get a quote from B2Z on their site. I didn’t have to dig up a ton of info and got what I needed fast. Some companies want to know so much upfront and then they can’t even cover your business after you spent all that time on their forms. I definitely like this more. Thank you for making it simple.

Susan A., Small Business Owner

Why do you need ice cream shop business insurance?

Customers slipping on melted ice cream, theft of cash, or a customer allergy lawsuit could put your ice cream store business at risk. B2Z can help! We offer coverage that provides the financial support to repair or replace your gear and may reduce your costs for liability and other property claims depending on the coverage you choose.

What dairy store insurance coverage do you need?

There are a variety of coverage options available for ice cream and dairy store business owners. We recommend these insurance options:

Business Owner's Policy (BOP)

A BOP is the right fit for many ice cream shop owners. It combines general liability and property damage coverage into one comprehensive policy. A business owner's policy typically covers property damage, loss from catastrophic events like fires, and liability incidents like:

  1. A customer slips on melted ice cream
  2. A fire breaks out in your dairy shop
Workers’ Compensation Insurance

Most states require dairy and ice cream stores with any employees to have workers’ compensation insurance (WC). It helps with the employee lawsuit legal fees and the cost of employee injuries and illnesses, including medical bills and lost wages. WC can help if:

  1. An employee trips over a cord
  2. An employee drops an ice cream tub on their foot

Hi, I'm your assistant Diya. Not sure what coverage your business needs? I can help.

Try B2Z's Coverage Tune-Up! Take our quick quiz and Diya will tell you the coverage that best fits your business.

We Know You Have Questions .... You Know We Have the Answers

  1. Q
    How do I get insurance for an ice cream shop business?

    B2Z Insurance is your one-stop-shop for insurance plans to fit your dairy store small business’s needs. Depending on the insurance coverage you choose, you can reduce the financial burden from theft, accidents, fire, etc. To get started, answer a few basic questions about your dairy business and if we can cover you, choose the coverage that fits.

  2. Q
    How much does ice cream shop insurance cost?

    Calculating your policy premium takes the unique factors of your ice cream shop business into account. You may be asked about your business location, the number of employees, how long you’ve been in the dairy store business, etc. To get a quote in minutes, click on the Get Your Quote button, answer the questions and choose your coverage type. Then pick a policy start date, complete your account profile, and set up payment information. At B2Z, we understand that protecting your ice cream shop business and your team is of the highest importance!

  3. Q
    How do I cancel my old insurance policy?

    Leave it to B2Z! We can cancel your old policy for you when you opt in to our included hassle-free cancelation service during your purchase.

Get your ice cream shop insurance quote now! Click the button, answer a few questions, and customize your coverage in minutes.