Insurance for Catering Businesses

The Right Ingredients To Cover Your Business

Hi, we're B2Z. We're built to be better for your catering business.

While you're making an event delicious, B2Z can give you the peace of mind of knowing your catering business is fully insured. Here's how B2Z is different.

Your Business. Your Insurance. Your Way.

  • Get a coverage decision in minutes— not days or weeks
  • Shop and purchase at your convenience—not ours
  • B2Z’s Coverage Tune-Up—understand your coverage needs from the start
  • Customizable coverage—fully protect your unique business
  • Flexible—choose your coverage date and payment schedule
  • Hassle-Free Cancelation—save time by having us cancel your old policy

It was really easy for me to get a quote from B2Z on their site. I didn’t have to dig up a ton of info and got what I needed fast. Some companies want to know so much upfront and then they can’t even cover your business after you spent all that time on their forms. I definitely like this more. Thank you for making it simple.

Susan A., Small Business Owner

Why do you need caterer insurance?

Your professional equipment is stolen, a tray drops on a customer, or a customer sues your business—putting your entire catering operation at risk. B2Z can help! We offer coverage that provides the financial support to repair or replace your equipment, and may reduce your costs for liability and other property claims depending on the coverage you choose.

What caterer insurance coverage do you need?

There are a variety of coverage options available for catering businesses. We recommend these insurance options:

Business Owner's Policy (BOP)

Catering businesses benefit from a type of insurance called a business owner’s policy (BOP). A BOP is a convenient combination of general liability and property damage coverage in one policy—an affordable route for comprehensive coverage for your caterer business. It generally extends to cover property damage, loss from catastrophic events, and liability incidents like:

  1. A kitchen fire ruins your catering equipment
  2. A customer slips on some spilled food
Workers’ Compensation Insurance

Catering businesses with employees are required to have workers' compensation insurance (WC) in most states. When considering the potentially high cost of on-the-job employee injuries and illnesses sustained due to the job, it makes sense to have WC coverage. It covers medical bills, lost wages, and legal fees related to lawsuits filed by employees. WC can help if:

  1. An employee suffers a burn in the kitchen
  2. An employee sprains a wrist from a slip and fall

Hi, I'm your assistant Diya. Not sure what coverage your business needs? I can help.

Try B2Z's Coverage Tune-Up! Take our quick quiz and Diya will tell you the coverage that best fits your business.

We Know You Have Questions...You Know We Have the Answers

  1. Q
    How do I get insurance for a catering business?

    B2Z Insurance is your one-stop-shop for insurance plans to fit your catering small business’s needs. Depending on the coverage you choose as a caterer, you can reduce the financial burden from theft, accidents, fire, etc. To get started, simply answer a few basic questions about your catering business, and, if we can cover you, choose the coverage that fits.

  2. Q
    How much does caterer insurance cost?

    Calculating your policy premium takes the unique factors of your catering business into account, so it is fully customized. You may be asked about your caterer company’s location, the number of full-and part-time employees, and how long you’ve been in the catering business, etc. To get a quote in minutes, click on the Request a Quote button, answer the questions and choose your coverage type. Then pick a policy start date, complete your account profile, and set up payment information. At B2Z, we understand that protecting your business and your team is of the highest importance!

  3. Q
    How do I cancel my old insurance policy?

    Leave it to B2Z! We can cancel your old policy for you when you opt in to our included hassle-free cancelation service during your purchase.

Get your caterer insurance quote now! Click the button, answer a few questions, and customize your coverage in minutes.