Insurance for Catering Businesses

The Right Ingredients To Cover Your Business

Why Do You Need Insurance For Catering?

You’ve got what it takes to run a successful catering business, from the suppliers to the staff. Your reputation is built on great-tasting food delivered on time. Not everything can always go to plan, though. Your professional equipment could get stolen. You could have a kitchen fire. A customer could choke during a tasting. Can your catering company withstand the potential risk from those types of incidents?

Those are just a few unexpected events that can happen on the job. Spice things up by backing your hard work with solid business insurance coverage. Insurance for caterers from B2Z Insurance can reduce your costs for liability and other property claims, as well as the financial support needed to repair or replace your equipment if your operation is impacted by theft or fire. 

What Catering Business Insurance Coverage Do You Need?

  1. Workers’ Compensation Insurance.

    Catering businesses are among the type of companies most states require to have Workers’ Compensation insurance if you have employees. When considering the potentially high cost of on-the-job employee injuries and illnesses sustained due to the job, it makes sense to have workers’ compensation coverage. This coverage helps with impending medical bills, lost wages, and legal fees related to lawsuits filed by employees against your catering business.

  2. Business Owner’s Policy (BOP).

    Catering businesses benefit from a type of insurance called a Business Owner’s Policy (BOP). A BOP is a convenient combination of general liability and property damage coverage in one policy—an affordable route for comprehensive coverage for your caterer business. Generally, a BOP extends to property damage, including the loss of your location’s contents from catastrophic events like a kitchen fire; and it may help ease financial obligations following a liability incident, such as a catering customer slip-and-fall accident.

For Catering Services, Diya Recommends:

Cyber criminals attack catering services. Cyber Insurance can help! Professional Liability Insurance protects your business from work mistake claims. Hired And Non-Owned Automobile Insurance is needed if you offer catering delivery with your own car.

We Know You Have Questions...You Know We Have the Answers

  1. Q
    How do I get insurance for a catering business?
    A

    B2Z Insurance is your one-stop-shop for insurance plans to fit your catering small business’s needs. Depending on the coverage you choose as a caterer, you can reduce the financial burden from theft, accidents, fire, etc. To get started, simply answer a few basic questions about your catering business, and, if we can cover you, choose the coverage that fits.

  2. Q
    How much does caterer insurance cost?
    A

    Calculating your policy premium takes the unique factors of your catering business into account, so it is fully customized. You may be asked about your caterer company’s location, the number of full-and part-time employees, and how long you’ve been in the catering business, etc. To get a quote in minutes, click on the Request a Quote button, answer the questions and choose your coverage type. Then pick a policy start date, complete your account profile, and set up payment information. At B2Z, we understand that protecting your business and your team is of the highest importance!

Get your caterer insurance quote now! Click the button, answer a few questions, and customize your coverage in minutes.