Insurance for Restaurants

Cooking up the Right Coverage for Your Restaurant

Hi, we're B2Z. We're built to be better for your restaurant business.

While you're providing an excellent meal and ambiance to your clients, B2Z can give you the peace of mind of knowing your restaurant is fully insured. Here's how B2Z is different.

Your Business. Your Insurance. Your Way.

  • Get a coverage decision in minutes— not days or weeks
  • Shop and purchase at your convenience—not ours
  • B2Z’s Coverage Tune-Up—understand your coverage needs from the start
  • Customizable coverage—fully protect your unique business
  • Flexible—choose your coverage date and payment schedule
  • Hassle-Free Cancelation—save time by having us cancel your old policy
“”

It was really easy for me to get a quote from B2Z on their site. I didn’t have to dig up a ton of info and got what I needed fast. Some companies want to know so much upfront and then they can’t even cover your business after you spent all that time on their forms. I definitely like this more. Thank you for making it simple.

Susan A., Small Business Owner

Why do you need restaurant insurance?

A fire in the kitchen, theft of your chef's pro equipment, or a lawsuit following a customer accident could put your restaurant at risk. This is where B2Z can help! We offer coverage that provides the financial support to repair or replace your kitchen and tools, and may reduce your costs for liability and other property claims depending on the coverage you choose.

What restaurant insurance coverage do you need?

There are a variety of coverage options available for restaurant owners. We recommend these insurance options:

Business Owner’s Policy (BOP)

Restaurant businesses benefit from having a business owner’s policy—insurance that combines general liability and property damage coverage into one convenient policy. A BOP is an affordable route for comprehensive coverage for your restaurant business. It generally extends to cover property damage, loss from catastrophic events, and liability incidents like:

  1. A customer slips and falls on some spilled coffee
    customer-injury
  2. A grease fire destroys the kitchen
    fire
Workers’ Compensation Insurance


Restaurants with employees are required to have workers’ comp insurance (WC) in most states. Consider the high cost of on-the-job employee injuries and work-related illnesses. WC insurance helps your business with applicable employee medical bills, lost wages, and legal fees related to employee lawsuits to protect your business. WC can help if:

  1. An employee suffers a burn in the kitchen
    medical
  2. Equipment falls and injures an employee
    employee-injury

Hi, I'm your assistant Diya. Not sure what coverage your business needs? I can help.

Try B2Z's Coverage Tune-Up! Take our quick quiz and Diya will tell you the coverage that best fits your business.

We Know You Have Questions .... You Know We Have the Answers

  1. Q
    How do I get insurance for a restaurant?
    A

    B2Z Insurance is your one-stop-shop for insurance plans to fit your small business restaurant’s needs. Depending on the coverage you choose as a restaurant owner, you can reduce the financial burden from theft, accidents, fire, etc. Start by answering a few basic questions about your restaurant business, and, if we can cover you, choose the coverage that fits.

  2. Q
    How much does restaurant insurance cost?
    A

    Calculating your policy premium takes the unique factors of your restaurant business into account—it is fully customized. You may be asked about your restaurant’s location, the number of full-and part-time employees, and how long you’ve been in the restaurant industry, etc. To get a quote in minutes, click on the Request a Quote button, answer the questions and choose your coverage type. Then pick a policy start date, complete your account profile, and set up payment information. At B2Z, we understand that protecting your business and your team is of the highest importance!

  3. Q
    How do I cancel my old insurance policy?
    A

    Leave it to B2Z! We can cancel your old policy for you when you opt in to our included hassle-free cancelation service during your purchase.

Get your restaurant insurance quote now! Click the button, answer a few questions, and customize your coverage in minutes.