Are You Taking Care of Business?
What happens if you slip and fall on your way to visit your favorite patient as a home healthcare worker? Or that same patient is injured during the visit? A delivery person is hurt while bringing supplies? Your property is damaged or your medical equipment is stolen? Those are just a few examples of events that can cost your business thousands of dollars or more without appropriate healthcare business insurance coverage.
B2Z Insurance offers personalized insurance for healthcare professionals to help protect small businesses in the healthcare sector from a range of things that can go wrong. If you qualify, we will offer your business personalized insurance for healthcare providers and healthcare workers. We strive to develop an insurance policy for the healthcare professionals and other employees in your practice that meets all your coverage needs.
We work with the following types of medical offices:
- Diagnostic imaging labs
- Med spas
- Physical therapists
- Respiratory therapists
We Know You Have Questions .... You Know We Have the Answers
- QWhy do I need insurance for my small healthcare business?A
Owners of small healthcare practices and related businesses need healthcare business insurance to protect them financially in case someone is injured on their property, to replace stolen or damaged equipment, to defend against a covered lawsuit and more. These risks can happen, without warning, while you and your employees are going about your daily business. Without coverage, you may be required to pay out huge sums of money to replace property or settle a lawsuit brought by an injured party.
- QWhat does small business insurance cover for my healthcare business?A
You should definitely have liability coverage and property insurance; these are often combined into a single Business Owner’s Policy or BOP. Other coverages you may want to add to your BOP are professional liability coverage for negligence and accidents that occur at the patient’s home, company auto fleet insurance and cyber liability insurance in the event of a data breach. Workers’ Compensation is required in almost every state; it provides insurance coverage for your healthcare workers. Workers’ comp covers medical fees for injuries and illnesses that occur on the job as well as expenses that arise from workers’ lawsuits.
- QHow do I purchase small business insurance for my healthcare business?A
Contact us to answer a few basic questions about your business, and we’ll let you know very quickly if you qualify for a B2Z small business insurance policy. If you qualify, we proceed to personalize a policy for your business and set up a convenient payment schedule. After your thorough review, you can purchase your policy online. Healthcare business insurance doesn’t get any easier than that!