Dentists

Insurance, Not the Tooth Fairy, Protects Your Business

Why Do You Need Dental Office Business Insurance?

What happens if a patient or vendor falls and is injured at your office? The dentures you made for a patient are lost or damaged while in your care? A fire damages your office? Expensive equipment, such as dental tools, is stolen? An employee is hurt on the job? A lawsuit is filed by an unhappy patient who claims that your advertising is misleading?

B2Z Insurance offers dental practice insurance that reduces your business liabilities while providing you with the means to repair or replace your building and equipment and the resources to help pay the medical bills of patients or employees injured on your premises. Best of all, dental office insurance lets you concentrate on taking care of your patients’ oral health needs instead of worrying about unforeseen calamities.

What Kind of Dental Practice Insurance Do You Need?

Dental insurance is not just for general dentists. Personalized policies are available for solo dental hygienists as well as specialists such as pedodontists, periodontists, endodontists, orthodontists, oral surgeons and prosthodontists.

The most common types of insurance for all kinds of dental practices cover the risks you are most likely to confront. A dentist’s needs are generally covered by:

  1. Workers’ Compensation Insurance.

    Required in practically every state, workers’ comp helps cover the medical bills of your hygienists, dental assistants and office staff if they become sick or are injured on the job. In addition, workers’ comp supplements the lost wages of the injured party if he or she is unable to work for a while due to a work-related injury or illness.

  2. Business Owner’s Policy (BOP).

    While not required, a BOP is a highly recommended type of insurance for dental practices and professionals—and a great place to start meeting your insurance needs. BOP insurance merges general liability and business property coverage plus additional coverages into a single, cost-effective policy. What is covered? Typically, a BOP protects you from liability, helps repair or replace damaged office space and broken equipment, helps replace stolen equipment and furnishings, and makes up for lost income if your practice closes temporarily due to a covered event.

  3. Other Helpful Policies.

    While those are the most basic types of dental practice insurance, many dentists wish to purchase additional types of policies. The most popular are those that protect against data breaches, offer professional liability coverage, and pay to repair or replace business-owned vehicles.

We Know You Have Questions .... You Know We Have the Answers

  1. Q
    How do I get dental office business insurance?
    A

    B2Z Insurance strives to make understanding and purchasing insurance painless, just as you aim to make dentistry as painless as possible! All you have to do is answer a few easy questions about your practice, and we let you know in a short time if we can cover you. Then, if you qualify for a B2Z policy, we personalize coverage and a payment schedule that meets your needs. You review the policy and payments, and if you approve, you purchase your policy or policies online at your convenience.

  2. Q
    How much does insurance for dental practices cost?
    A

    B2Z Insurance policies and costs are not one-size-fits-all. The cost of a dental insurance policy depends on several factors. We consider your location, your revenue, the number of employees and your particular coverage requirements. For a quick quote, simply click on the button below and provide some information about your practice.

How much will a B2Z policy cost your business? Answer a few questions and find out ASAP!