Insurance for Funeral Homes and Services

Insurance That Takes Great Care With Your Business

Hi, we're B2Z. We're built to be better for your funeral services business.

While you're coordinating service arrangements, B2Z can give you the peace of mind of knowing your funeral home business is fully insured. Here's how B2Z is different.

Your Business. Your Insurance. Your Way.

  • Get a coverage decision in minutes—not days or weeks
  • Shop and purchase at your convenience—not ours
  • B2Z’s Coverage Tune-Up—understand your coverage needs from the start
  • Customizable coverage—fully protect your unique business
  • Flexible—choose your coverage date and payment schedule
  • Hassle-Free Cancelation—save time by having us cancel your old policy

You know what I hate? Dealing with my old insurance company...I switched to B2Z earlier this month. You know what the best part was? I did NOT have to call my old insurance company...the last thing I wanted to do was call them again. B2Z handled all of that for me. What a relief! I’m all set now.

David Z., Small Business Owner

Why do you need funeral home insurance?

Artwork stolen off the wall, a guest slip and fall, or a customer dispute lawsuit could put your funeral services business at risk. This is where B2Z can help! We offer coverage that provides the financial support to repair or replace your property content, and may reduce your costs for liability and other property claims depending on the coverage you choose.

What funeral services insurance coverage do you need?

There are a variety of coverage options available for funeral home owners. We recommend these insurance options:

Business Owner's Policy (BOP)

A business owner’s policy is essential for funeral homes and services. This insurance combines general liability and property damage coverage into one policy—it’s a convenient route for comprehensive coverage for your funeral home business. It generally extends to cover property damage, loss from catastrophic events, and liability incidents like:

  1. A fire destroys your display caskets
  2. A bereaved spouse trips and falls on a rug
Workers’ Compensation Insurance

If your funeral home business is backed by a team, most states require your business to have workers’ comp insurance (WC). Consider the potential cost of on-the-job employee injuries and illnesses. Having workers’ compensation coverage helps with impending medical bills, lost wages, and legal fees related to lawsuits filed by employees. WC can help if:

  1. A funeral coordinator injures their hand lifting a vase
  2. A cleaner slips on a spill in the kitchen

Hi, I'm your assistant Diya. Not sure what coverage your business needs? I can help.

Try B2Z's Coverage Tune-Up! Take our quick quiz and Diya will tell you the coverage that best fits your business.

We Know You Have Questions...You Know We Have the Answers

  1. Q
    How do I get insurance for funeral homes?

    B2Z Insurance is your one-stop-shop for insurance plans to fit your funeral home’s small business needs. Depending on the coverage you choose as a funeral home director and business owner, you can reduce the financial burden from lawsuits, accidents, fire, etc. To get started, answer a few basic questions about your funeral home services and if we can cover you, choose the coverage that fits. 

  2. Q
    How much does funeral director insurance cost?

    Calculating your policy premium takes the unique factors of your funeral home and services into account, so it is fully customized for you. You may be asked about your funeral home’s location, the number of full- and part-time employees, and how long you’ve been in the funeral services business, etc. To get a quote in minutes, click on the Get Your Quote button, answer the questions and choose your coverage type. Then pick a policy start date, complete your account profile, and set up payment information. At B2Z, we understand that protecting your funeral homes business and your workers is of the highest importance!

  3. Q
    How do I cancel my old insurance policy?

    Leave it to B2Z! We can cancel your old policy for you when you opt in to our included hassle-free cancelation service during your purchase.

Get your funeral homes insurance quote now! Click the button, answer a few questions, and customize your coverage in minutes.