Insurance for Pharmacies and Drug Stores

Your Prescription For Business Insurance Is Ready

Hi, we're B2Z. We're built to be better for your drug store business.

While you're dispensing medications, B2Z can give you the peace of mind of knowing your drug store or pharmacy is fully insured. Here's how B2Z is different.

Your Business. Your Insurance. Your Way.

  • Get a coverage decision in minutes—not days or weeks
  • Shop and purchase at your convenience—not ours
  • B2Z’s Coverage Tune-Up—understand your coverage needs from the start
  • Customizable coverage—fully protect your unique business
  • Flexible—choose your coverage date and payment schedule
  • Hassle-Free Cancelation—save time by having us cancel your old policy

You know what I hate? Dealing with my old insurance company...I switched to B2Z earlier this month. You know what the best part was? I did NOT have to call my old insurance company...the last thing I wanted to do was call them again. B2Z handled all of that for me. What a relief! I’m all set now.

David Z., Small Business Owner

Why do you need pharmacy insurance?

A smash and grab theft, a customer slip and fall, or a customer dispute lawsuit could put your drug store or pharmacist business at risk. This is where B2Z can help! We offer coverage that provides the financial support to repair or replace your supplies, and may reduce your costs for liability and other property claims depending on the coverage you choose.

What drug store insurance coverage do you need?

There are a variety of coverage options available for drug store owners. We recommend these insurance options:

Business Owner's Policy (BOP)

A business owner’s policy for pharmacy businesses combines general liability and property damage coverage into one policy—it’s a convenient route for comprehensive coverage. Having a BOP helps protect your team's hard work. It generally extends to cover property damage, loss from catastrophic events, and liability incidents like:

  1. A customer falls in a freshly mopped aisle
  2. Thieves break in looking for expensive drugs
Workers’ Compensation Insurance

Your drug store depends on employees. Most states require businesses with employees to have workers’ compensation insurance (WC). Consider the high cost of on-the-job employee injuries and illnesses. Having workers’ compensation coverage helps with medical bills, lost wages, and legal fees related to employee lawsuits. WC can help if:

  1. A shelf falls down on an employee
  2. An employee trips when stocking the shelves

Hi, I'm your assistant Diya. Not sure what coverage your business needs? I can help.

Try B2Z's Coverage Tune-Up! Take our quick quiz and Diya will tell you the coverage that best fits your business.

We Know You Have Questions...You Know We Have the Answers

  1. Q
    How do I get insurance for pharmacies and drug stores?

    B2Z Insurance is your one-stop-shop for insurance plans to fit your drug store’s small business needs. Depending on the coverage you choose as a retailer and pharmacy owner, you can reduce the financial burden from theft, accidents, fire, etc. To get started, answer a few basic questions about your pharmacy business and if we can cover you, choose the coverage that fits.

  2. Q
    How much does pharmacy and drug store insurance cost?

    Calculating your policy premium takes the unique factors of your pharmacy business into account, so it is fully customized for you. You may be asked about your drug store’s location, the number of full- and part-time employees, and how long you’ve been in the pharmacy business, etc. To get a quote in minutes, click on the Customize Your Quote button, answer the questions and choose your coverage type. Then pick a policy start date, complete your account profile, and set up payment information. At B2Z, we understand that protecting your pharmacy and drug store and your team is of the highest importance!

  3. Q
    How do I cancel my old insurance policy?

    Leave it to B2Z! We can cancel your old policy for you when you opt in to our included hassle-free cancelation service during your purchase.

Get your drug store insurance quote now! Click the button, answer a few questions, and customize your coverage in minutes.