Insurance for Snack and Beverage Bar Businesses

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Hi, we're B2Z. We're built to be better for your snack and beverage business.

While you're enticing customers with tasty treats, B2Z can give you the peace of mind of knowing your snack bar business is fully insured. Here's how B2Z is different.

Your Business. Your Insurance. Your Way.

  • Get a coverage decision in minutes— not days or weeks
  • Shop and purchase at your convenience—not ours
  • B2Z’s Coverage Tune-Up—understand your coverage needs from the start
  • Customizable coverage—fully protect your unique business
  • Flexible—choose your coverage date and payment schedule
  • Hassle-Free Cancelation—save time by having us cancel your old policy
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It was really easy for me to get a quote from B2Z on their site. I didn’t have to dig up a ton of info and got what I needed fast. Some companies want to know so much upfront and then they can’t even cover your business after you spent all that time on their forms. I definitely like this more. Thank you for making it simple.

Susan A., Small Business Owner

Why do you need snack bar business insurance?

A customer choking on a cupcake, theft of your equipment, or a customer lawsuit could put your beverage and snack bar at risk. This is where B2Z can help! We offer coverage that provides the financial support to repair or replace your equipment and may reduce your costs for liability and other property claims depending on the coverage you choose.

What snack and beverage bar insurance coverage do you need?

There are a variety of coverage options available for beverage and snack bar business owners. We recommend these insurance options:

Business Owner’s Policy (BOP)

A business owner’s policy protects your snack bar business by conveniently combining general liability and property damage into one policy with comprehensive food business coverage A BOP generally extends to cover property damage, loss from catastrophic events, and liability incidents like:

  1. A customer slipping on a spilled beverage
    customer-injury
  2. A fire caused by neglected food cooking
    fire
Workers’ Compensation Insurance

Most states require beverage and snack bar businesses with employees to have workers’ compensation insurance. Workers’ comp (WC) helps with the cost of on-the-job employee injuries and illnesses, including impending medical bills, lost wages, and legal fees related to lawsuits filed by employees against your business. WC can help if:

  1. An employee trips over stacked cups
    employee-injury
  2. An employee drops a box of cans on their foot
    employee-injury

Hi, I'm your assistant Diya. Not sure what coverage your business needs? I can help.

Try B2Z's Coverage Tune-Up! Take our quick quiz and Diya will tell you the coverage that best fits your business.

We Know You Have Questions .... You Know We Have the Answers

  1. Q
    How do I get insurance for a snack and beverage counter business?
    A

    B2Z Insurance is your one-stop-shop for insurance plans to fit your snack and beverage small business’s needs. Depending on the coverage you choose as a snack bar owner, you can reduce the financial burden from theft, accidents, fire, etc. To get started, answer a few basic questions about your food and drink business and if we can cover you, choose the coverage that fits.

  2. Q
    How much does snack and beverage bar insurance cost?
    A

    Calculating your policy premium takes the unique factors of your snack and beverage bar business into account, so it is fully customized. You may be asked about your snack bar’s location, the number of full and part-time employees, how long you’ve been in the food and drinks business, etc. To get a quote in minutes, click on the Get Your Quote button, answer the questions and choose your coverage type. Then pick a policy start date, complete your account profile, and set up payment information. At B2Z, we understand that protecting your snack bar business and your team is of the highest importance!

  3. Q
    How do I cancel my old insurance policy?
    A

    Leave it to B2Z! We can cancel your old policy for you when you opt in to our included hassle-free cancelation service during your purchase.

Get your snack and beverage bar insurance quote now! Click the button, answer a few questions, and customize your coverage in minutes.