Insurance for Photographers

Focus On The Right Coverage For Your Business

Hi, we're B2Z. We're built to be better for your photography business.

While you're setting up the best shots, B2Z can give you the peace of mind of knowing your photography business is fully insured. Here's how B2Z is different.

Your Business. Your Insurance. Your Way.

  • Get a coverage decision in minutes— not days or weeks
  • Shop and purchase at your convenience—not ours
  • B2Z’s Coverage Tune-Up—understand your coverage needs from the start
  • Customizable coverage—fully protect your unique business
  • Flexible—choose your coverage date and payment schedule
  • Hassle-Free Cancelation—save time by having us cancel your old policy
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I was fortunate to find B2Z for my small business. It was easy and convenient to choose the right insurance plan at the best rate. I love their monthly payment plan!

Ruchi T., Small Business Owner

Why do you need photographers insurance?

Camera theft, a client slip and fall, or a client dispute lawsuit could put your photography business at risk. This is where B2Z can help! We offer coverage that provides the financial support to repair or replace your equipment, and may reduce your costs for liability and other property claims depending on the coverage you choose.

What photography insurance coverage do you need?

There are a variety of coverage options available for photography business owners. We recommend these insurance options:

Business Owner's Policy (BOP)

A business owner's policy conveniently combines general liability and property damage into comprehensive coverage for your photography business. Some locations require you to have the liability coverage a BOP provides. It generally extends to cover property damage, loss from catastrophic events, and liability incidents like:

  1. A fire breaks out in your photo office
    fire
  2. A thief steals your most expensive lens
    robbery
Workers’ Compensation Insurance

If your photography business has employees like a second shooter, it is required to have workers’ comp insurance (WC) in most states. Having workers’ comp helps with the cost of on-the-job employee injuries and illnesses sustained from the job, including medical bills, lost wages, and legal fees related to employee lawsuits. WC can help if:

  1. Your assistant drops a camera on their foot
    employee-injury
  2. Your employee trips on an aisle runner
    employee-injury

Hi, I'm your assistant Diya. Not sure what coverage your business needs? I can help.

Try B2Z's Coverage Tune-Up! Take our quick quiz and Diya will tell you the coverage that best fits your business.

We Know You Have Questions...You Know We Have the Answers

  1. Q
    How do I get insurance for a photography business?
    A

    B2Z Insurance is your one-stop-shop for insurance plans to fit your photography business’s needs. Depending on the coverage you choose, you can reduce the financial burden from theft, accidents, fire, etc. To get started, answer a few basic questions about your photography work and if we can cover you, choose the coverage that fits.

  2. Q
    How much does photographer business insurance cost?
    A

    Calculating your policy premium takes the unique factors of your photography business into account, so it is fully customized for you. You may be asked about your location, the number of full- and part-time employees, and how long you’ve been a photographer, etc. To get a quote in minutes, click on the Customize Your Quote button, answer the questions and choose your coverage type. Then pick a policy start date, complete your account profile, and set up payment information. At B2Z, we understand that protecting your photography business is of the highest priority!

  3. Q
    How do I cancel my old insurance policy?
    A

    Leave it to B2Z! We can cancel your old policy for you when you opt in to our included hassle-free cancelation service during your purchase.

Get your photography business insurance quote now! Click the button, answer a few questions, and customize your coverage in minutes.