Whether you own or operate a veterinary clinic, virtual or home veterinary service, animal hospital or compound veterinary pharmacy, you need—at a minimum—the following types of insurance:
Why Do You Need Veterinary Clinic Insurance?
What happens if an animal in your care bites an employee? Animals in your care are lost? Your expensive equipment is stolen or destroyed? A fire damages your facility causing a temporary closure? Animals are harmed or even taken during a break-in? Pharmaceuticals are stolen? A customer slips and suffers a broken ankle while at your facility? Your employee suffers an injury while lifting heavy items?
You need affordable, personalized veterinary business insurance from B2Z Insurance to protect your practice from accidents, malicious acts and natural disasters. Without proper coverage, you may be liable for unexpected events that come with a high price tag. The financial strain can destroy the practice you spent years building. Don’t let an accident take a bite out of your career! Contact B2Z to obtain the optimal vet practice insurance for your needs so you can continue to care for your loyal customers for years to come.
What Kind of Insurance Coverage Do You Need?
Workers’ Compensation Insurance.
If you have even one employee, you may be required by law to purchase workers’ comp since this coverage is mandatory in almost every state. This type of policy covers your employees’ medical bills and partial lost wages if they become ill or injured on the job. It also helps to pay the legal fees and court costs if an injured worker files a lawsuit.
Business Owner’s Policy (BOP).
Be sure to obtain a BOP to protect your business. This policy combines general liability coverage and property insurance plus additional coverages into a single, cost-effective package. Your building, equipment, property and lost income are covered. Coverage also includes customer injuries as well as lawsuits arising from advertising claims.
You may opt to purchase additional vet practice insurance. Many business owners in this industry add professional liability insurance to cover diagnostic mistakes, operating errors and new infections. Commercial auto coverage is a good idea if you use your vehicle while on the job. Data breach insurance covers your business in the event of a cyberattack that exposes customers’ personal information.