Insurance for Bicycle Shops

Need Bike Shop Insurance? Get in Gear with B2Z!

Hi, we're B2Z. We're built to be better for your bike shop business.

While you're tuning up customer bicycles, B2Z can give you the peace of mind of knowing your bicycle store business is fully insured. Here's how B2Z is different.

Your Business. Your Insurance. Your Way.

  • Get a coverage decision in minutes— not days or weeks
  • Shop and purchase at your convenience—not ours
  • B2Z’s Coverage Tune-Up—understand your coverage needs from the start
  • Customizable coverage—fully protect your unique business
  • Flexible—choose your coverage date and payment schedule
  • Hassle-Free Cancelation—save time by having us cancel your old policy

Since I'm working on updating my website to sell my crafts is time for some business insurance. I want to be covered if something happens...I feel really comfortable with the policy B2Z put together for me. I can afford this and it makes me feel confident about how I'm growing my business!

Justine M., Small Business Owner

Why do you need bicycle shop insurance?

A fire in the back room, a customer slip and fall, or theft of expensive bicycles could put your bike shop business at risk. This is where B2Z can help! We offer coverage that provides the financial support to repair or replace your store contents, and may reduce your costs for liability and other property claims depending on the coverage you choose.

What cycle shop insurance coverage do you need?

There are a variety of coverage options available for bike shop owners. We recommend these insurance options:

Business Owner's Policy (BOP)

A BOP bundles two types of coverage—general liability plus property damage—to provide comprehensive bike shop business coverage. Property damage coverage protects your building, equipment and inventory, and the liability portion covers bodily injury and advertising errors. It generally extends to cover property damage, loss from catastrophic events, and liability incidents like:

  1. A customer trips on a bicycle wheel
  2. Customer bikes are stolen from the store
Workers’ Compensation Insurance

Workers’ compensation (WC) cycle shop insurance coverage is required by law in almost every state for shops with employees. Workers' comp covers claims related to on-the-job illnesses and injuries. WC helps cover medical bills, lost wages, and a defense to lawsuits filed by employees while helping to pay for legal costs associated with a claim. WC can help if:

  1. A rack of bikes falls on an employee
  2. An employee is cut by a rusty bike chain

Hi, I'm your assistant Diya. Not sure what coverage your business needs? I can help.

Try B2Z's Coverage Tune-Up! Take our quick quiz and Diya will tell you the coverage that best fits your business.

We Know You Have Questions .... You Know We Have the Answers

  1. Q
    How do I get bike shop insurance?

    It’s easy! Simply contact B2Z Insurance, answer a few basic questions about your bicycle shop business, and we’ll let you know if you qualify for our small business insurance policies. If you qualify, we create a policy that meets your needs. Then, set up a convenient payment schedule and complete your purchase online, right then and there.

  2. Q
    How much does bicycle store insurance cost?

    B2Z Insurance offers policies that are affordable while fully protecting your business. We cannot determine your cost until we have a little information about your business and your insurance needs. When you’re ready to obtain a quick quote, please click on the button below.

  3. Q
    How do I cancel my old insurance policy?

    Leave it to B2Z! We can cancel your old policy for you when you opt in to our included hassle-free cancelation service during your purchase.

How much will a B2Z policy cost your bicycle business? Answer a few questions and find out ASAP!