There are a variety of coverage options available for florists and floral shops. We recommend these insurance options:
Hi, we're B2Z. We're built to be better for your floral business.
While you're spreading floral happiness, B2Z can give you the peace of mind of knowing your floral design business is fully insured. Here's how B2Z is different.
Your Business. Your Insurance. Your Way.
- Get a coverage decision in minutes— not days or weeks
- Shop and purchase at your convenience—not ours
- B2Z’s Coverage Tune-Up—understand your coverage needs from the start
- Customizable coverage—fully protect your unique business
- Flexible—choose your coverage date and payment schedule
- Hassle-Free Cancelation—save time by having us cancel your old policy
Why do you need florist shop insurance?
An employee slips on a wet floor, equipment is stolen, or a customer dispute lawsuit could put your florist business at risk. This is where B2Z can help! We offer coverage that provides the financial support to repair or replace your equipment, and may reduce your costs for liability and other property claims depending on the coverage you choose.
What flower shop insurance coverage do you need?
A business owner’s policy is highly recommended for flower shop owners. BOP insurance combines commercial property with general liability in a single, cost-effective policy. Your building, inventory, and equipment are covered in the event of damage or loss. A BOP generally extends to cover property damage, loss from catastrophic events, and liability incidents like:
Required in most states, a workers’ compensation insurance policy (WC) covers flower shops and floral design businesses that have employees, even if they are part-time. This type of policy covers medical bills and partial missed wages for employees who are injured on the job. It also helps pay legal costs if lawsuits are filed by injured employees. WC can help if:
Hi, I'm your assistant Diya. Not sure what coverage your business needs? I can help.
Try B2Z's Coverage Tune-Up! Take our quick quiz and Diya will tell you the coverage that best fits your business.