Insurance for Convenience, Gift, And General Stores

Endcap-Worthy Business Insurance

Hi, we're B2Z. We're built to be better for your general store business.

While you're ordering and planning inventory, B2Z can give you the peace of mind of knowing your convenience store business is fully insured. Here's how B2Z is different.

Your Business. Your Insurance. Your Way.

  • Get a coverage decision in minutes— not days or weeks
  • Shop and purchase at your convenience—not ours
  • B2Z’s Coverage Tune-Up—understand your coverage needs from the start
  • Customizable coverage—fully protect your unique business
  • Flexible—choose your coverage date and payment schedule
  • Hassle-Free Cancelation—save time by having us cancel your old policy

Since I'm working on updating my website to sell my crafts is time for some business insurance. I want to be covered if something happens...I feel really comfortable with the policy B2Z put together for me. I can afford this and it makes me feel confident about how I'm growing my business!

Justine M., Small Business Owner

Why do you need convenience store and gift shop insurance?

A customer slip on a stormy day, a backroom fire, or a customer dispute lawsuit could put your store business at risk. This is where B2Z can help! We offer coverage that provides the financial support to repair or replace your store contents, and may reduce your costs for liability and other property claims depending on the coverage you choose.

What general store insurance coverage do you need?

There are a variety of coverage options available for gift and convenience store owners. We recommend these insurance options:

Business Owner's Policy (BOP)

A business owner’s policy is essential insurance for general stores and convenience stores. A BOP conveniently combines general liability and property damage coverage into a single policy—it’s comprehensive coverage for your gift store. It generally extends to cover property damage, loss from catastrophic events, and liability incidents like:

  1. A thief breaks in to steal the register
  2. A customer falls after climbing a shelf
Workers’ Compensation Insurance

Convenience stores and gift shops rely on employees. Most states require businesses with full- or part-time employees to have workers’ compensation insurance (WC). Consider the cost of on-the-job employee injuries and illnesses in book stores. WC helps cover medical bills, lost wages, and legal fees related to lawsuits filed by employees. WC can help if:

  1. An employee injures their back lifting heavy boxes
  2. An employee suffers a repetitive motion injury

Hi, I'm your assistant Diya. Not sure what coverage your business needs? I can help.

Try B2Z's Coverage Tune-Up! Take our quick quiz and Diya will tell you the coverage that best fits your business.

We Know You Have Questions...You Know We Have the Answers

  1. Q
    How do I get insurance for a gift shop or convenience store?

    B2Z Insurance is your one-stop-shop for insurance plans to fit your small business needs. Depending on the coverage you choose as a retailer, you can reduce the financial burden from theft, accidents, fire, etc. To get started, answer a few basic questions about your shop business and if we can cover you, choose the coverage that fits.

  2. Q
    How much does convenience store insurance cost?

    Calculating your policy premium takes the unique factors of your convenience store into account, so it is fully customized for you. You may be asked about your store’s location, the number of full- and part-time employees, how long you’ve been in the store business, etc. To get a quote in minutes, click on the Customize Your Quote button, answer the questions and choose your coverage type. Then pick a policy start date, complete your account profile, and set up payment information. At B2Z, we understand that protecting your general store and your store’s team is of the highest importance!

  3. Q
    How do I cancel my old insurance policy?

    Leave it to B2Z! We can cancel your old policy for you when you opt in to our included hassle-free cancelation service during your purchase.

Get your general store, gift shop, and convenience store insurance quote now! Click the button, answer a few questions, and customize your coverage in minutes.