Insurance for Garden Centers

Business Insurance That’s Rooting For You

Hi, we're B2Z. We're built to be better for your garden store business.

While you're expertly matching people with plants, B2Z can give you the peace of mind of knowing your garden center business is fully insured. Here's how B2Z is different.

Your Business. Your Insurance. Your Way.

  • Get a coverage decision in minutes— not days or weeks
  • Shop and purchase at your convenience—not ours
  • B2Z’s Coverage Tune-Up—understand your coverage needs from the start
  • Customizable coverage—fully protect your unique business
  • Flexible—choose your coverage date and payment schedule
  • Hassle-Free Cancelation—save time by having us cancel your old policy

Since I'm working on updating my website to sell my crafts is time for some business insurance. I want to be covered if something happens...I feel really comfortable with the policy B2Z put together for me. I can afford this and it makes me feel confident about how I'm growing my business!

Justine M., Small Business Owner

Why do you need garden center business insurance?

A puddle on the floor resulting in a slip and fall, theft of your tools, or a customer lawsuit could put your garden center business at risk. B2Z can help! We offer coverage that provides the financial support to repair or replace your tools and may reduce your costs for liability and other property claims depending on the coverage you choose.

What garden center insurance coverage do you need?

There are a variety of coverage options available for garden shop business owners. We recommend these insurance options:

Business Owner's Policy (BOP)

Protect your business and your peace of mind with a business owner’s policy (BOP). A BOP combines general liability and property damage into a comprehensive policy for your garden store business. It generally extends to cover property damage, loss from catastrophic events like fires, and liability incidents like:

  1. A customer slips on some mud
  2. A thief steals some cement statues
Workers’ Compensation Insurance

Your state may require garden shops with employees to have workers’ compensation insurance. Workers’ comp (WC) helps with the cost of employee on-the-job injuries and illnesses, including impending medical bills, lost wages, and legal fees related to employee lawsuits against your business. WC can help if:

  1. An employee trips over tools left out
  2. An employee strains their back moving shrubs

Hi, I'm your assistant Diya. Not sure what coverage your business needs? I can help.

Try B2Z's Coverage Tune-Up! Take our quick quiz and Diya will tell you the coverage that best fits your business.

We Know You Have Questions .... You Know We Have the Answers

  1. Q
    How do I get insurance for a garden center business?

    B2Z Insurance is your one-stop-shop for insurance plans to fit your garden store small business’s needs. Depending on the coverage you choose as a garden shop owner, you can reduce the financial burden from theft, accidents, fire, etc. To get started, answer a few basic questions about your retail business and if we can cover you, choose the coverage that fits.

  2. Q
    How much does garden center insurance cost?

    Calculating your policy premium takes the unique factors of your garden center business into account, so it is fully customized. You may be asked about your garden nursery’s location, the number of full and part-time employees, how long you’ve been in the flower business, etc. To get a quote in minutes, click on the Get Your Quote button, answer the questions and choose your coverage type. Then pick a policy start date, complete your account profile, and set up payment information. At B2Z, we understand that protecting your garden center business and your team is of the highest importance!

  3. Q
    How do I cancel my old insurance policy?

    Leave it to B2Z! We can cancel your old policy for you when you opt in to our included hassle-free cancelation service during your purchase.

Get your garden center insurance quote now! Click the button, answer a few questions, and customize your coverage in minutes.