Insurance for Locksmith Businesses

Unlock The Right Business Insurance

Hi, we're B2Z. We're built to be better for your locksmith business.

While you're rescuing locked-out customers, B2Z can give you the peace of mind of knowing your locksmith company is fully insured. Here's how B2Z is different.

Your Business. Your Insurance. Your Way.

  • Get a coverage decision in minutes— not days or weeks
  • Shop and purchase at your convenience—not ours
  • B2Z’s Coverage Tune-Up—understand your coverage needs from the start
  • Customizable coverage—fully protect your unique business
  • Flexible—choose your coverage date and payment schedule
  • Hassle-Free Cancelation—save time by having us cancel your old policy

Since I'm working on updating my website to sell my crafts is time for some business insurance. I want to be covered if something happens...I feel really comfortable with the policy B2Z put together for me. I can afford this and it makes me feel confident about how I'm growing my business!

Justine M., Small Business Owner

Why do you need locksmith insurance?

Your tools are stolen, a fire in your office, or a customer dispute lawsuit could put your locksmith business at risk. This is where B2Z can help! We offer coverage that provides the financial support to repair or replace your tools, and may reduce your costs for liability and other property claims depending on the coverage you choose.

What locksmith company insurance coverage do you need?

There are a variety of coverage options available for locksmiths. We recommend these insurance options:

Business Owner's Policy (BOP)

A business owner’s policy is convenient and comprehensive coverage for locksmiths. This insurance is a combination of general liability and property damage coverage in one policy—it’s an affordable route for coverage for your trusted locksmith business. A BOP generally extends to cover property damage, loss from catastrophic events, and liability incidents like:

  1. You damage a customer's door
  2. A customer trips on your tools and falls
Workers’ Compensation Insurance

If your locksmith business employs full-time or part-time help, most states require it to have workers’ compensation insurance (WC). Consider the high cost of on-the-job employee injuries in locksmithing. WC coverage helps with impending medical bills, lost wages, and legal fees related to lawsuits filed by employees against your locksmith business. WC can help if:

  1. Your assistant hurts their wrist at a job
  2. A broken key cuts an employee's hand

Hi, I'm your assistant Diya. Not sure what coverage your business needs? I can help.

Try B2Z's Coverage Tune-Up! Take our quick quiz and Diya will tell you the coverage that best fits your business.

We Know You Have Questions...You Know We Have the Answers

  1. Q
    How do I get insurance for a locksmith business?

    B2Z Insurance is your one-stop-shop for insurance plans to fit your locksmith small business’s needs. Depending on the coverage you choose as a locksmith, you can reduce the financial burden from theft, accidents, fire, etc. To get started, answer a few basic questions about your locksmithing business and if we can cover you, choose the coverage that fits. 

  2. Q
    How much does locksmith insurance cost?

    Calculating your policy premium takes the unique factors of your locksmith business into account, so it is fully customized. You may be asked about your locksmith company’s location, the number of full-and part-time employees, and how long you’ve been in the locksmith business, etc. To get a quote in minutes, click on the Get Your Quote button, answer the questions and choose your coverage type. Then pick a policy start date, complete your account profile, and set up payment information. At B2Z, we understand that protecting your locksmith business and your business team is of the highest importance! 

  3. Q
    How do I cancel my old insurance policy?

    Leave it to B2Z! We can cancel your old policy for you when you opt in to our included hassle-free cancelation service during your purchase.

Get your locksmith insurance quote now! Click the button, answer a few questions, and customize your coverage in minutes.