Insurance for Landscaping Businesses

Business Insurance that Digs Deep for You

Why Do You Need Insurance For Landscapers?

Landscaping is all about big efforts and big rewards. Tilling the soil, planting the seed, tending the plant—it is all a process you have mastered. You have the tools, the team, and the expertise you need to grow an excellent reputation as a landscaper. Not everything can go to plan, though. Your landscaping tools and supplies could get stolen from your building’s storage area. A customer could trip over your hoses or cords while you work or fall over an in-progress hole. Can your Landscaping company withstand the potential risk from those types of incidents?

Those are just a couple of unexpected events that can happen on the landscaping job. Nurture your hard work with solid business insurance coverage. Insurance for landscapers from B2Z Insurance can reduce your costs for liability and other property claims, as well as the financial support needed to repair or replace your landscaping tools and equipment if your operation is impacted by theft or fire.

landscaper delivering truckload of plants

What Landscaping Business Insurance Coverage Do You Need?

  1. Workers’ Compensation Insurance.

    Does your landscaping business employ people? Most states require businesses to have Workers’ Compensation insurance regardless of whether employees are part-time or full-time. Consider the potentially high cost of on-the-job employee injuries in landscaping and illnesses sustained from the job. It makes sense to have workers’ compensation coverage. This coverage helps with impending medical bills, lost wages, and legal fees related to lawsuits filed by employees against your landscaping company.

  2. Business Owner’s Policy (BOP).

    A business owner’s policy is potentially the most critical policy for landscaping businesses. This convenient insurance combines general liability and property damage coverage into one policy—it’s an affordable route for comprehensive coverage for your landscaping business. A BOP extends to cover property damage, including the loss of your landscaping tools from catastrophic events, and it may help ease financial obligations following a liability incident, such as a homeowner slip-and-fall accident where you’re working.

For Landscapers, Diya Recommends:

Protect your landscaping business: Consider Hired And Non-Owned Automobile Insurance if your employees use their personal cars for your landscaping business.

  1. Q
    How do I get insurance for a landscaping business?
    A

    B2Z Insurance is your one-stop-shop for insurance plans to fit your landscaping small business’s needs. Depending on the coverage you choose as a landscaper, you can reduce the financial burden from theft, accidents, fire, etc. To get started, answer a few basic questions about your landscaping business and if we can cover you, choose the coverage that fits.

  2. Q
    How much does landscaping insurance cost?
    A

    Calculating your policy premium takes the unique factors of your landscaping business into account, so it is fully customized. You may be asked about your landscaping company’s location, the number of full-and part-time employees, and how long you’ve been in the landscaping business, etc. To get a quote in minutes, click on the Request a Quote button, answer the questions and choose your coverage type. Then pick a policy start date, complete your account profile, and set up payment information. At B2Z, we understand that protecting your landscaping business and your business team is of the highest importance!

Get your landscaping insurance quote now! Click the button, answer a few questions, and customize your coverage in minutes.