Packaging stores and other related small businesses generally purchase the following types of coverage:
Why Do You Need Packaging Store Insurance?
What happens if a vendor or customer sustains an injury at your store? An employee becomes sick or gets hurt while on the job? Your store is damaged by a fire? Your computers or tools are stolen? An employee drops a package and the contents break? Your facility is vandalized, and customer property is destroyed or stolen? A customer sues for misleading advertising?
B2Z Insurance offers you affordable, personalized insurance to protect your packaging store from acts of nature, accidents, and malicious events. Without the proper insurance coverage, you could be out of business temporarily—or even permanently if the financial loss is too great to overcome. Don’t let that happen to you! Rely on B2Z to deliver the optimal insurance package to meet your coverage needs.
What Kind of Insurance Coverage Do You Need?
Business Owner’s Policy (BOP).
A Business Owner’s Policy includes general liability insurance and property insurance plus additional coverages. Covered items include your building, equipment and your customers’ properties. You are covered for advertising claims and if someone other than an employee is injured on your premises. (Employees are covered under Workers’ Compensation insurance.)
Workers’ Compensation Insurance.
Required in almost every state, this coverage pays employees’ medical bills for job-related injuries. In a packaging store, injuries most often occur when an employee lifts a heavy box, performs repetitive motions or sustains a serious knife cut. Workers’ comp also covers lost wages and eliminates the business owner’s liability if the injured worker files a lawsuit.
You may choose to purchase other policies. Packaging store owners sometimes add cyber liability, professional liability and commercial auto insurance.