Insurance for Physical and Occupational Therapists

Business Insurance That's The Right Move

Hi, we're B2Z. We're built to be better for your occupational therapy and physical therapy business.

While you're helping patients regain movement, B2Z can give you the peace of mind of knowing your physical and occupational therapy business is fully insured. Here's how B2Z is different.

Your Business. Your Insurance. Your Way.

  • Get a coverage decision in minutes—not days or weeks
  • Shop and purchase at your convenience—not ours
  • B2Z’s Coverage Tune-Up—understand your coverage needs from the start
  • Customizable coverage—fully protect your unique business
  • Flexible—choose your coverage date and payment schedule
  • Hassle-Free Cancelation—save time by having us cancel your old policy

You know what I hate? Dealing with my old insurance company...I switched to B2Z earlier this month. You know what the best part was? I did NOT have to call my old insurance company...the last thing I wanted to do was call them again. B2Z handled all of that for me. What a relief! I’m all set now.

David Z., Small Business Owner

Why do you need physical therapy business insurance?

A patient trips on a weight, theft of therapy tools, or a lawsuit could put your occupational and physical therapy business at risk. B2Z can help! We offer coverage that provides the financial support to repair or replace your equipment and may reduce your costs for liability and other property claims depending on the coverage you choose.

What occupational therapy insurance coverage do you need?

There are a variety of coverage options available for physical and occupational therapist business owners. We recommend these insurance options:

Business Owner's Policy (BOP)

Get the convenience of general liability and property damage coverage in one policy with a business owner's policy. It's comprehensive coverage for your physical therapy business. A BOP generally extends to cover property damage, loss from catastrophic events, and liability incidents like:

  1. A patient drops a weight on their foot
  2. A fire breaks out in your practice
Workers’ Compensation Insurance

Most likely, your state requires your physical and occupational therapy office to have workers’ compensation insurance (WC) if you have employees. It helps with the employee lawsuit legal fees, and the cost of employee injuries and illnesses, including lost wages. WC can help if:

  1. A therapist falls helping a patient to stand
  2. An employee strains their back stocking supplies

Hi, I'm your assistant Diya. Not sure what coverage your business needs? I can help.

Try B2Z's Coverage Tune-Up! Take our quick quiz and Diya will tell you the coverage that best fits your business.

We Know You Have Questions .... You Know We Have the Answers

  1. Q
    How do I get insurance for a physical therapy business?

    B2Z Insurance is your one-stop-shop for insurance plans to fit your physical or occupational therapy small business’s needs. Depending on the insurance coverage you choose, you can reduce the financial burden from theft, accidents, fire, etc. To get started, answer a few basic questions about your physical and occupational therapist business and if we can cover you, choose the coverage that fits.

  2. Q
    How much does occupational therapy liability insurance cost?

    Calculating your policy premium for general liability or other policies takes the unique factors of your physical and occupational therapy business into account. You may be asked about your business location, the number of employees, how long you’ve been in the healthcare business, etc. To get a quote in minutes, click on the Get Your Quote button, answer the questions and choose your coverage type. Then pick a policy start date, complete your account profile, and set up payment information. At B2Z, we understand that protecting your business and your team is of the highest importance!

  3. Q
    How do I cancel my old insurance policy?

    Leave it to B2Z! We can cancel your old policy for you when you opt in to our included hassle-free cancelation service during your purchase.

Get your physical and occupational insurance quote now! Click the button, answer a few questions, and customize your coverage in minutes.