Insurance for Interior Designers and Decorators

Insurance Designed for Your Business Needs

Hi, we're B2Z. We're built to be better for your interior design business.

While you're reviewing swatches and designs, B2Z can give you the peace of mind of knowing your interior design business is fully insured. Here's how B2Z is different.

Your Business. Your Insurance. Your Way.

  • Get a coverage decision in minutes— not days or weeks
  • Shop and purchase at your convenience—not ours
  • B2Z’s Coverage Tune-Up—understand your coverage needs from the start
  • Customizable coverage—fully protect your unique business
  • Flexible—choose your coverage date and payment schedule
  • Hassle-Free Cancelation—save time by having us cancel your old policy

I recently inherited a commercial property in Wisconsin...I had the old policy in the original owners name but had no idea what I really needed. Well I contacted b2z via a recommendation and...the policy is a better price than the old policy and has more coverage to boot. I definitely recommend talking to them...

Daniel S., Small Business Owner

Why do you need interior designer insurance?

Warehouse theft, an employee slip and fall, or a customer dispute lawsuit could put your interior design business at risk. This is where B2Z can help! We offer coverage that provides the financial support to repair or replace your supplies, and may reduce your costs for liability and other property claims depending on the coverage you choose.

What interior decorator insurance coverage do you need?

There are a variety of coverage options available for interior design businesses. We recommend these insurance options:

Business Owner's Policy (BOP)

A business owner’s policy (BOP) is desirable because it provides decorators and designers with multiple types of coverage in a single policy. A BOP conveniently combines general liability and property damage coverage into a comprehensive insurance policy. It generally extends to cover property damage, loss from catastrophic events, and liability incidents like:

  1. Furnishings planned for a client are stolen
  2. A fire damages your showroom
Workers’ Compensation Insurance

Workers’ compensation (WC) is required by most states for any business with employees. Do you employ a receptionist or assistants? If so, workers’ comp coverage is most likely required. WC covers employees who are injured on the job by providing medical and disability benefits. WC may limit your personal liability if the injured employee initiates a lawsuit. WC can help if:

  1. An employee trips while carrying fabric bolts
  2. Hot coffee spills and burns an employee

Hi, I'm your assistant Diya. Not sure what coverage your business needs? I can help.

Try B2Z's Coverage Tune-Up! Take our quick quiz and Diya will tell you the coverage that best fits your business.

We Know You Have Questions .... You Know We Have the Answers

  1. Q
    How do I get interior decorator insurance?

    B2Z Insurance is built for business, especially small interior design businesses whose owners—like you—are constantly on the go! We make purchasing personalized insurance quick, easy and seamless. You do everything online from quotation to purchase to claims management. Simply answer a few questions about your business, and if we can cover you, we start working on your policy immediately. Yes, it is that easy!

  2. Q
    How much does insurance for interior decorators cost?

    While B2Z Insurance is certainly cost-effective, we cannot provide a cost upfront. Everyone’s insurance needs and business situations are different. We consider the amount of coverage you want, the size of your company and the value of your property when estimating your cost of a BOP and/or workers’ comp. If you wish to add other coverage, we factor in the number of vehicles you wish to insure (for an auto policy) as well as your industry experience (for a professional liability policy). Please click on the button below to start the quotation process.

  3. Q
    How do I cancel my old insurance policy?

    Leave it to B2Z! We can cancel your old policy for you when you opt in to our included hassle-free cancelation service during your purchase.

How much will a B2Z policy cost your business? Answer a few questions and find out ASAP!