Insurance for Hardware Stores

Insurance That Hits The Nail On The Head

Hi, we're B2Z. We're built to be better for your hardware store business.

While you're measuring twice for customers, B2Z can give you the peace of mind of knowing your hardware store business is fully insured. Here's how B2Z is different.

Your Business. Your Insurance. Your Way.

  • Get a coverage decision in minutes— not days or weeks
  • Shop and purchase at your convenience—not ours
  • B2Z’s Coverage Tune-Up—understand your coverage needs from the start
  • Customizable coverage—fully protect your unique business
  • Flexible—choose your coverage date and payment schedule
  • Hassle-Free Cancelation—save time by having us cancel your old policy

Since I'm working on updating my website to sell my crafts is time for some business insurance. I want to be covered if something happens...I feel really comfortable with the policy B2Z put together for me. I can afford this and it makes me feel confident about how I'm growing my business!

Justine M., Small Business Owner

Why do you need hardware store business insurance?

Customers dropping boards on their feet, theft of tools, or a customer lawsuit could put your hardware store business at risk. B2Z can help! We offer coverage that provides the financial support to repair or replace your tools and may reduce your costs for liability and other property claims depending on the coverage you choose.

What lumber store insurance coverage do you need?

There are a variety of coverage options available for hardware store business owners. We recommend these insurance options:

Business Owner's Policy (BOP)

A business owner’s policy conveniently combines general liability and property damage into comprehensive coverage for your hardware store. It generally extends to cover property damage, loss from catastrophic events, and liability incidents like:

  1. A customer slips on spilled screws
  2. A fire breaks out in the back room
Workers’ Compensation Insurance

In most states hardware stores are required to have workers’ compensation insurance (WC). It helps with the employee lawsuit legal fees, and the cost of employee injuries and illnesses, including medical bills, and lost wages. WC can help if:

  1. An employee has a sawing accident
  2. An employee strains their back stocking shelves

Hi, I'm your assistant Diya. Not sure what coverage your business needs? I can help.

Try B2Z's Coverage Tune-Up! Take our quick quiz and Diya will tell you the coverage that best fits your business.

  1. Q
    How do I get insurance for a hardware store business?

    B2Z Insurance is your one-stop-shop for insurance plans to fit your hardware store small business’s needs. Depending on the insurance coverage you choose, you can reduce the financial burden from theft, accidents, fire, etc. To get started, answer a few basic questions about your lumber business and if we can cover you, choose the coverage that fits.

  2. Q
    How much does hardware shop insurance cost?

    Calculating your policy premium takes the unique factors of your hardware store into account. You may be asked about your business location, the number of employees, how long you’ve been in the hardware business, etc. To get a quote in minutes, click on the Get Your Quote button, answer the questions and choose your coverage type. Then pick a policy start date, complete your account profile, and set up payment information. At B2Z, we understand that protecting your hardware store business and your team is of the highest importance!

  3. Q
    How do I cancel my old insurance policy?

    Get your hardware store insurance quote now! Click the button, answer a few questions, and customize your coverage in minutes.

Get your hardware store insurance quote now! Click the button, answer a few questions, and customize your coverage in minutes.