Insurance for Thrift and Secondhand Stores

Keep Your Business Out Of The Landfill With Business Insurance

Hi, we're B2Z. We're built to be better for your thrift store business.

While you're organizing vintage clothing, B2Z can give you the peace of mind of knowing your thrift store business is fully insured. Here's how B2Z is different.

Your Business. Your Insurance. Your Way.

  • Get a coverage decision in minutes— not days or weeks
  • Shop and purchase at your convenience—not ours
  • B2Z’s Coverage Tune-Up—understand your coverage needs from the start
  • Customizable coverage—fully protect your unique business
  • Flexible—choose your coverage date and payment schedule
  • Hassle-Free Cancelation—save time by having us cancel your old policy

Since I'm working on updating my website to sell my crafts is time for some business insurance. I want to be covered if something happens...I feel really comfortable with the policy B2Z put together for me. I can afford this and it makes me feel confident about how I'm growing my business!

Justine M., Small Business Owner

Why do you need secondhand store insurance?

Thieves stealing high-value vintage goods, a damaging fire, or a customer filing a lawsuit could put your secondhand store business at risk. B2Z can help! We offer coverage that provides the financial support to repair or replace your equipment, and may reduce your costs for liability and other property claims depending on the coverage you choose.

What thrift store insurance coverage do you need?

There are a variety of coverage options available for thrift shops and secondhand store businesses. We recommend these insurance options:

Business Owner's Policy (BOP)

A business owner's policy is a critical type of insurance for secondhand stores and thrift shops. This insurance conveniently combines general liability and property damage coverage into one policy—it’s the best option for comprehensive coverage of your resale shop. A BOP generally extends to cover property damage, loss from catastrophic events, and liability incidents like:

  1. A devastating store fire
  2. Theft of collected antiques
Workers’ Compensation Insurance

Thrift stores depend on employee help. Most states require businesses with employees to have workers’ comp insurance (WC). Consider the cost of employee injuries in resale stores. Workers' comp coverage helps with impending medical bills, lost wages, and legal fees related to lawsuits filed by employees against your resale shop business. WC can help if:

  1. A box of books falls on an employee's foot
  2. An employee trips on stacked donations

Hi, I'm your assistant Diya. Not sure what coverage your business needs? I can help.

Try B2Z's Coverage Tune-Up! Take our quick quiz and Diya will tell you the coverage that best fits your business.

We Know You Have Questions .... You Know We Have the Answers

  1. Q
    How do I get insurance for a resale store or thrift shop?

    B2Z Insurance is your one-stop-shop for insurance plans to fit your thrift store’s small business needs. Depending on the coverage you choose as a retailer of secondhand goods, you can reduce the financial burden from theft, accidents, fire, etc. To get started, answer a few basic questions about your secondhand, vintage, and antique business and if we can cover you, choose the coverage that fits.

  2. Q
    How much does thrift and secondhand store insurance cost?

    Calculating your policy premium takes the unique factors of your resale business into account, so it is fully customized for you. You may be asked about your store’s location, the number of full- and part-time employees, and how long you’ve been in the thrifting business, etc. To get a quote in minutes, click on the Start Your Quote button, answer the questions and choose your coverage type. Then pick a policy start date, complete your account profile, and set up payment information. At B2Z, we understand that protecting your secondhand store and your store’s team is of the highest importance!

  3. Q
    How do I cancel my old insurance policy?

    Leave it to B2Z! We can cancel your old policy for you when you opt in to our included hassle-free cancelation service during your purchase.

Get your thrift shop insurance quote now! Click the button, answer a few questions, and customize your coverage in minutes.